Preparedness for when

VJsmum

I may have to be kicked out of craprollz - I have used up my long life milk and haven't replaced it in over a week!:p

Did come in handy though when MIL wanted a cuppa - it was dated March 2012 but tasted fine.

grandma247

fuddle what to do about guardianship may be something to think about. Who would you like to look after your children should the unthinkable happen?

My dd had a will written up when she left her daughters' father because she did not want him to have full custody of her. She wanted us to have her. My dd was late twenties then. I doubt he would get her anyway now as things went very bad very quickly.

SpikyHedgehog

hummingfridge wrote: »

Thank you, Linda32. Good to know that I can freeze veg without blanching them first.

bornblonde, lovely idea- there is only me and OH at home but I can still get a pack of cards ready for if there is a power cut.

Good to know that I am not the only one who has/had a humming fridge!

'33 Easy Thermos Lunch Recipes' is 1.98 for download to Kindle today. It was free yesterday, so is worth keeping an eye on.

Cool, I didn't realise we could cook stuff in them! Have downloaded the sample.

grandma247 wrote: »

hummingfridge your post made me go on a search. I found a few sites but I like this recipe.

Will give that a go - DS1 loves rice pudding!

Linda32 wrote: »

Hi,

This is just thinking allowed really. The talk of funeral planning came at an odd time. What it is (I hope I'm going to put this over well ) I don't know if any of you are aware but November is a sort of Will Aid month. Not sure if thats the right term but you get the idea.

I expect I've seen it on the main site. The idea being is that solicitors taking part will do a will for you for suggested fee with money going to charity.

I mentioned it to OH and he seemed to go for it. We are not married but share mortgage and bank account. Our savings are in two seperate ISA's as they need to be but its our money. Well this will obviously lead to no end of bother at a time when you could really do without

I've had a look into it and it appears we would have a Pair of Mirror Wills. I leave everything to him and him to me. Possibly when we are both gone whats left, house included to charity.

Thats our general idea anyway. I think I just need the push to actually go for it and get it done.

Its true what they say, its scary making a will, but this seems like a good opportunity.

The suggested cost of these mirror wills, if its done under Will Aid is £135.00 which I imagine is very reasonable.

Don't want to offend anyone with talk like this, its the last thing I want to think about.

Some unions will do cheap or free wills too as I found out (I'm too young to qualify for free will making in October, but anyone over 55 can try that too). I'm sure you know as you are going to make the wills but as you are not married its even more important to make wills or your estate will go to your next of kin.

MrsLurcherwalker wrote: »

I'm going under a tree in a woodland setting, preferably in a cardboard box or wrapped in a sheet. He who knows says it should be a holly or a hawthorn to go with my nature. I reckon that if I grow a decent tree I'll have done at least one good thing in my time!!!!! I have always felt that perhaps dying will be the last big adventure of my life!!! This is just my personal take on things and I hope I haven't offended anyones sensibilities with it!! Cheers Lyn xxx.

That's what I wanted for me, but when I talked to DS1 the other day, he said he'd want me to be buried at a cemetery so he could go & talk to me. Well, after I'm gone, it's more important for the boys to be happy with where I am than me, so that's the new plan.

fuddle wrote: »

Oh wow Lyn You'll never guess. DH knows I would like to be scattered around a lovely oak tree in a woodland that we're yet to find. Great minds

See everyone my head isn't completely in the sand. DH wants to be scattered amongst the fishies, destination yet to be decided but most probably West Coast Scotland.

As for wills. What happens if you have nowt other than 2 children? We have life insurance though so I guess we have something. I'm soon to have union membership so I'm hoping to do my will via them.

You rotten lot. You got me talking and thinking about it :eek: I was adamant last night I wouldn't be drawn in to this kind of prep :cool:

Talking to DH about who you'd want to look after the girls if neither of you could is a really good idea, then talking to your preferred person to check they'd be ok with the idea. Then putting that in your will, of course. You might also have some things you'd want 1 girl to have and some the other - I have my grandma's wedding ring as well as my wedding ring, so will leave my ring to DS2 and grandma's to DS1. It's not about the value for me (as my most valuable things are my boys) it's about minimising arguments when I'm gone.

ginnyknit

Fuddle I dont think you have your head in the sand at all, you just dont want to think about it all at your age yet and thats fair enough.:)

Just checked the limit for savings for people not of pensionable age is £10,000. So you will have some money left to make life easier for yourself Pops as you get older. i agree your Mum would like you to be comfortable and thats why she saved her pennnies no doubt.

I want an old friend who is a biker minister from the 'Sons of God' to preside over my funeral - I met him when I did the accounts for a less religious chapter.Once you work for bikers they all become your friends he has to roar up late on his bike, screech to a halt outside the crem and come in wearing his leathers :rotfl: Of course my ashes will be going to Whitby.

wondercollie

Re the funeral thing. My Dad arranged his once he found out he was terminal. Booked the cheapest cremation he could find, told us no ceremony and wanted a lunch reception for his workmates. He arranged that as well.

The funeral home mucked up with the cremation, out here you have to be cremated and returned to family within a certain time period. We had to call several times to get his ashes. The undertaker then reduced our bill by 50% to apologize (and prevent a complaint to the province). We only found out about the times involved when a friend rang the funeral home for me from work and their government office number showed up on the call display.

His lunch had 300 people attend and then his company wanted to pay for it. The remainder of the buffet went to a men's homeless shelter where he had a friend that was a pastor.

His ashes were divided, half went back to the UK and the other half is off the coast of Vancouver. Transporting cremated remains is a huge nightmare and needs paperwork that the funeral home has to provide.

All in all, it was lovely to know that so many people cared about him.

It's below zero today and even the furry WonderCollie doesn't want to go out

Popperwell

cutestkids wrote: »

You have posted previously that the amount is in the region of £20,000 not what most of us on here would call virtually nothing.

We all have to pay living costs, pay rent, mortgages etc, as you have been told previously once any savings fall back below the limits you will again be eligible for benefits.

I don't see how delaying the probate proccess and scrimping and scraping is going to help your situation either, best just to get everything done and dusted and that way you will know where you are with regards to what you will be entitled to when the new universal credit etc comes in to place, you are just delaying the inevitable and it is you who will suffer.
You are posting about not putting the heat on etc and having health problems, I am sure that your Mum would not want to think that you were suffering so please do not make yourself ill over it, just take the money and use it to the best advantage for you as your Mum would have wanted.

Please do not be offended by this post, it is not intended that way but I think that perhaps you have lost sight of what you actually have and are spending all your time worrying about things that are very unlikely to happen.

Not offended, it is not £20,000 but yes everyone(well many are struggling)for many reasons...and in the end it may all turn out OK as you suggest. It's early days and a new situation to get used to...thank you for your thoughts, It's appreciated...Under the new ideas coming in many will be worse off I am sure.

VJsmum

I do think people with children should have wills with directions regarding guardianship. We had asked SIL and her OH to be guardians for our 2 but hadn't written a will until SIL said that without the will they wouldn't be able to afford it. I think if there is no will all the money goes into trust for the kids until they come of age whereas a guardian would need it to bring up your children. Imagine the impact on a family to have (in our case) 2 additional children to fund - I know of a family that ended up with 4 extra! :eek: (the circumstances were tragic and criminal with one parent dead and one doing life in prison ).

We also had to cater in our will for what would happen if all 4 of us went together. OH said in those circumstances he didn't care what happened to our estate until the solicitor pointed out that, as I was younger than him and the children not yet 18, everything would come to me and then my next of kin. My mum had died and my dad is a stepfather (officially, though he brought me up) so everything would be split between my two full blood brothers - one of whom we don't see (his choice). Families and life are complicated and the law makes no provision therefore we felt we should. So my half brothers and sister were included as well as OH's siblings.

vanoonoo

VJsmum wrote: »

I may have to be kicked out of craprollz - I have used up my long life milk and haven't replaced it in over a week!:p

Did come in handy though when MIL wanted a cuppa - it was dated March 2012 but tasted fine.

haha! this has made me chuckle so much that i am now coughing esp as you still have the role of novice prepper. would you like to change to milk monitor now? :beer:

morning all - I've got a day off 'work' thankfully so will be messing about with kit for the cars today if I can work out how to stop my nose running other than walking about with balsam tissue stuffed up each nostril.

Caterina

Hey the conversation here has turned rather Funereal!

Not a bad thing IMHO, as the advert says "it's good to talk'

On this matter, then, I would like to raise another subject, body parts donation! After all I feel it is very OS, you know, reuse, recycle and all that...:eek:

I also want to be buried in cardboard, or even an old sheet, for all I care (am with Mardatha here about my mortal spoils) and buried in a woodland of sorts, because I like the idea of returning to the Earth. However, before being interred I would like to be carved and stripped of every possible useable bit to go to anyone who needs it, and what's not useable I would like to be donated to science. So perhaps there will be very little left to be put in the ground, maybe I shall fit into one of my old shoeboxes, and I have a few of those :rotfl:

With regard to giving my kids a spot where they can talk to me, I told them that they can talk to me anywhere because if it is true that the spirit lives on I shall be with them always, until the time we will meet again.

I have signed a donation card but am not sure where I put it, so this conversation has been very useful to remind me to add these wishes into my will and to get a new card, which I shall keep with me at all times, in case Grim wants to reap me in advance of my time!

Linda32 re. Will Aid, you need to go on their website https://www.willaid.org.uk And look for a solicitor near you, then contact them ASAP because from what I understand they have a limited number of charity will slots. I contacted someone and they responded asking for my address details, promised to send a form but nothing arrived yet. I am going to drop them a line later to ask about it. This is as far as we got, will update on further developments.

vanoonoo

Caterina do you have a boots advantage card that you carry with you? at one stage you could add your "donor" wishes to that an I now have a little symbol on mine. be sure to tell those around you tho as ultimately it is them who will have to sign to agree. my mother has always refused to agree to it but fortunately my husband is now my next of kin so it's not an issue that my mother would never have signed.

you're right - it's good to talk - but if we need to move on ....

paracord anyone?

I got two waterproof notebooks thru from amazon yesterday I'm a geek