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Preparedness for when

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  • RAS
    RAS Posts: 35,694 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm going under a tree in a woodland setting, preferably in a cardboard box or wrapped in a sheet. He who knows says it should be a holly or a hawthorn to go with my nature. I reckon that if I grow a decent tree I'll have done at least one good thing in my time!!!!! I have always felt that perhaps dying will be the last big adventure of my life!!! This is just my personal take on things and I hope I haven't offended anyones sensibilities with it!! Cheers Lyn xxx.

    Very much shared. Have asked for cardboard and a woodland burial with a humanist service.

    I will be quite happy to push up the daisies.
    If you've have not made a mistake, you've made nothing
  • Linda32
    Linda32 Posts: 4,385 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Caterina wrote: »
    I am going to revise my will together with DH using a solicitor working with Will Aid.

    I would be very interested, thanks.

    No way am I thinking about funerals :eek: thats an awful long way off yet. edited to add, this line is not aimed at the two posts above, they snuck in whilst I was typing.

    I think we know what we want to do. We don't have any children so that makes things easier. My Brother is only 9 years younger than me, so thats not relevent. Thats not meant to sound harsh btw just a fact. He only has step children.

    OH has two nephews but they are adult now, I did suggest if he wanted to think about them, but he said No. I don't think he'ed thought about the fact that the house will be bought and paid for by then so what happens to that "money"

    I feel that leaving it to charity would be the thing to do.

    I guess this is where advise comes in from a solicitor.
  • Bless you LINDA it didn't occur to me that it was, Cheers Lyn xxx.
  • ab.da54
    ab.da54 Posts: 4,381 Forumite
    Popperwell wrote: »
    Not offended.

    Mum and myself did mirror wills.Simple we thought as there is little if any family and her saving were virtually nothing. However, it has caused problems and I wish now Mum had split it and given half to her brother and half to me.

    Now when I come into her savings some help I receive will stop and I may not be able to reapply for it as changes come in and most of Mum's savings will be spent within 6-8 months doing normal daily living costs not luxuries...so do get advice and be sure that your savings are safeguarded because as we live longer you don't want to find yourself poor as I have found myself...

    It seems if you save you are penalised....but then again if you cannot save you can get stung so I'm not sure there is an answer, it is complicated.

    You are able to save up to £16,000 before all means tested benefits are cut off though, so hardly poor.
    Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.
  • Grandma247 and suburbanwifey, that recipe sounds lovely, I don't have any risotto or pudding rice but as soon as I get some I will make it.

    Popperwell do you download your books via Amazon to a Kindle? If something goes wrong with it you can log into your Kindle page on Amazon and download the item to the replacement Kindle.

    Root veg now peeled, cut up, bagged and sitting happily in the freezer :)
    Keep calm and keep crafting :happyhear
  • fuddle
    fuddle Posts: 6,823 Forumite
    I'm going under a tree in a woodland setting, preferably in a cardboard box or wrapped in a sheet. He who knows says it should be a holly or a hawthorn to go with my nature. I reckon that if I grow a decent tree I'll have done at least one good thing in my time!!!!! I have always felt that perhaps dying will be the last big adventure of my life!!! This is just my personal take on things and I hope I haven't offended anyones sensibilities with it!! Cheers Lyn xxx.

    Oh wow Lyn :) You'll never guess. DH knows I would like to be scattered around a lovely oak tree in a woodland that we're yet to find. Great minds :)

    See everyone :p my head isn't completely in the sand. ;) DH wants to be scattered amongst the fishies, destination yet to be decided but most probably West Coast Scotland.

    As for wills. What happens if you have nowt other than 2 children? We have life insurance though so I guess we have something. I'm soon to have union membership so I'm hoping to do my will via them.

    You rotten lot. You got me talking and thinking about it :eek: I was adamant last night I wouldn't be drawn in to this kind of prep :cool:
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Popperwell wrote: »
    Not offended.

    Mum and myself did mirror wills.Simple we thought as there is little if any family and her saving were virtually nothing. However, it has caused problems and I wish now Mum had split it and given half to her brother and half to me.

    Now when I come into her savings some help I receive will stop and I may not be able to reapply for it as changes come in and most of Mum's savings will be spent within 6-8 months doing normal daily living costs not luxuries...so do get advice and be sure that your savings are safeguarded because as we live longer you don't want to find yourself poor as I have found myself...

    It seems if you save you are penalised....but then again if you cannot save you can get stung so I'm not sure there is an answer, it is complicated.

    You have posted previously that the amount is in the region of £20,000 not what most of us on here would call virtually nothing.

    We all have to pay living costs, pay rent, mortgages etc, as you have been told previously once any savings fall back below the limits you will again be eligible for benefits.

    I don't see how delaying the probate proccess and scrimping and scraping is going to help your situation either, best just to get everything done and dusted and that way you will know where you are with regards to what you will be entitled to when the new universal credit etc comes in to place, you are just delaying the inevitable and it is you who will suffer.
    You are posting about not putting the heat on etc and having health problems, I am sure that your Mum would not want to think that you were suffering so please do not make yourself ill over it, just take the money and use it to the best advantage for you as your Mum would have wanted.

    Please do not be offended by this post, it is not intended that way but I think that perhaps you have lost sight of what you actually have and are spending all your time worrying about things that are very unlikely to happen.
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  • Good girl FUDDLE Oak Trees are wonderful perhaps you and Mr Fuddle could find a beautiful tree set right next to a lovely fishing spot, how super would that be? Cheers Lyn xxx.
  • mardatha
    mardatha Posts: 15,612 Forumite
    I'd very much love that sort of funeral but my OH would have a fit. I'm a Spiritualist and don't really care where I go, as to me they're just burying an old overcoat that I'll no longer need as I went off into a summer land. I'll be off sunning meself for eternity on a tropical beach, an orb in sunspecs :cool:
  • valk_scot
    valk_scot Posts: 5,290 Forumite
    1,000 Posts Combo Breaker
    My mum talked a lot about what she wanted at her funeral, she also had a good up to date will and regular chats with me and my sister about what was where and what she wanted done with it. As a result when she did die rather suddenly it was very easy to organise the funeral and sort out her affairs, we were all done and dusted within a few weeks. And no rows between me and sister about money or what we thought would be best, it was all organised.

    I made a will within a couple of days of OH and I buying a house together (we weren't married at the time) and revised it after our first child was born. OH did the same. We'll go back and tweak them again once DS turns 18 (knock out some of the guardianship arrangements) and again if OH or I die. No big deal about wills here, they're just a list of instructions after all.
    Val.
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