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QB Wolf's long and winding road
Comments
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Haven't passed a milestone for ages and then like buses, two come at once. Mortgage goes below £175k for the first time and LTV dips below 75% :j:j:jStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
You are making great progress QBW :T. £17,000 Capital reduction in one year is amazing.0
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Well I haven't posted for a while. I've lost my mojo I'm afraid to say.
No news on anyone wanting to look at our house, so time to take it off the market for a bit probably.
I've remortgaged today, going from 4% to 2.85%, which will save me £125 a month which I'll overpay.
Anyway sig all updated for end of November.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
We have been on the market since mid October and only 2 viewings and feel much the same as you. I have stopped keeping a spending diary and things though we are still doing some OPs but not being so strict with ourselves. I will start again January.
I wondered whether we should take ours off. If truth be told there isn't a lot out there that is much better that we can afford, the things we all like are £20-30k more than ideal and I worry it may be a move for the sake of it if someone did make us an offer at the moment:(
Good new on moving your martgage though. I hope the new year is a fresh start for you ( and us!):)Jan 2013-£140,231.65
Jan 2014-£120,081.940 -
Hi Fothers, thanks for the note. My Mojo still won't come back. We had a viewing last week, Mrs QBW spent 3 hrs getting the house sorted, they were here 9 minutes and that was it. Heard nothing since....
We went to view 2 on Saturday and like them both, but I couldn't get excited in our situation.
In other news!! Had a lovely day yesterday, Nativity play with my boy being a great shepherd and then a Santa canal trip. 3 more days of work and then a break - can't wait...Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
How annoying, poor Mrs Wolf:(
Let's hope spring is good for house selling.Jan 2013-£140,231.65
Jan 2014-£120,081.940 -
Finished work today, two weeks of relaxation - can't wait, no alarm clock in the morning :jStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Spring is a good time for house selling. Have you had someone to House Doctor you?0
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Have a good fortnight off QBW
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Alchemilla wrote: »Spring is a good time for house selling. Have you had someone to House Doctor you?
No but Mrs QBW is pretty good to be honest. She's got a good eye and get the place looking nice, there are a few jobs that need doing though.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310
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