📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

QB Wolf's long and winding road

1434446484971

Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    It's not going very well, just had my car serviced, oil change, brake fluid change, two new rear brake pads £325. :(

    Tax bill at the end of Jan £1400. :(


    Last two months I've overpaid the princely sum of £50, it'll be another £25 in Feb.


    Who knows when I'll get my C/A back in the black :mad:


    I need to make some positive steps to get finances back in order.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Sounds like you have had a very expensive month. I am sure that you'll get back on track in no time at all :grouphug:.
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Long time no post.


    The overpaying has taken a bit of a back seat, struggling a little bit to get sorted financially and I think it'll take until the end of June to get straight again.


    Just in the process of switching estate agents, so hopefully that will help.


    Got a stag do in Liverpool tomorrow and then Center Parcs on Monday in the lakes followed by Sun Holiday up there too - can't wait!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hope everything's OK, QBW.

    Do keep posting on here even if you're not able to make any MOPs. It will help you get things sorted sooner. (Says she who's just been AWOL for weeks. :o)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • pixnmix_2
    pixnmix_2 Posts: 429 Forumite
    QB_Wolf wrote: »
    We had a viewing last week, Mrs QBW spent 3 hrs getting the house sorted, they were here 9 minutes and that was it. Heard nothing since....


    Hiya QBW. I experienced that today. Had a viewing on my house and the couple stayed less than 10 minutes and left, without asking any questions or anything that indicated they were interested. I'd spent a good while getting the house ready too.
    The market is picking up though apparently, so chin up. :)
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Selling is soooo frustrating.
    "They didnt like the downstairs bathroom."
    IT WAS DOWNSTAIRS IN THE BROCHURE. DID THEY THINK IT MIGHT HAVE MOVED??
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Wow thanks to those who have posted on my thread in my absence.


    Not a lot to say, had a great weeks holiday Center Parcs, followed by a Sun holiday in the lakes - first time up there and loved it.


    We've changed estate agents, still can't get my current account in the black and all a bit depressing financially, but apart from that life is pretty good.


    Need to get fit so have started running :eek: Have updated siggy with latest position.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Nice to see you, QBW. :wave:

    Hope the new estate agent is good. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hi
    Love your diary, hope you find a buyer soon.
    Lgp
    Mortgage value was £135,000 now £43,218
    TCB total £1200
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Best of luck with the sale and the running QB Wolf!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.