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QB Wolf's long and winding road

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Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Hi SD no speeding ticket, thankfully, gave me a nice kick up the proverbial though and watching my speed (not that I drive like a loon).

    Also dropping the house price seems to have helped, two viewings lined up one tomorrow and one Saturday - so everything crossed.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • fothers365
    fothers365 Posts: 269 Forumite
    Good luck with the viewings- hope they go well:)
    Jan 2013-£140,231.65
    Jan 2014-£120,081.94
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    QB_Wolf wrote: »
    Hi SD no speeding ticket, thankfully, gave me a nice kick up the proverbial though and watching my speed (not that I drive like a loon).

    Also dropping the house price seems to have helped, two viewings lined up one tomorrow and one Saturday - so everything crossed.

    That's lucky! Hope all goes well with the house viewings :).
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    That was lucky! Good £60 saved there :D
    Hope viewings go well. Got my fingers x'd!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Well the person didn't turn up last night so that's a good start. Another one at ten this morning.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    QB_Wolf wrote: »
    Well the person didn't turn up last night so that's a good start. Another one at ten this morning.

    That's annoying :mad:
    Wishing you better luck today
    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • fothers365
    fothers365 Posts: 269 Forumite
    QB_Wolf wrote: »
    Well the person didn't turn up last night so that's a good start. Another one at ten this morning.

    Just plain rude:mad:

    Hope this morning was a success.
    Jan 2013-£140,231.65
    Jan 2014-£120,081.94
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fingers crossed for viewings.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope today's viewing went well..
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • SeriouslySeekingtoSave
    SeriouslySeekingtoSave Posts: 509 Forumite
    Hi QB, just read through all of your diary, very good work!

    I think those agents though have wasted your time with the price they put your house on at - as you said right off you thought it was too high. Stuff the experts, they don't care how long it takes so long as they get their cut and they are happy for it to take longer if there is a chance of getting a better price, meanwhile you are the one sitting around with no one interested in looking because it's overpriced.

    I hope things go better for you now, but remember that their advice left you in limbo for several weeks, so I'd trust my own instincts more than what they tell you to do from now on. They don't care one jot about you...

    Anyway best of luck. House buying is such a stressful time!
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
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