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QB Wolf's long and winding road

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Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    QB_Wolf wrote: »

    We've also got a plasterer coming tomorrow to cover the artex on the ceiling in my daughter's room, so can decorate this weekend must get her in her own room by the end of March.


    Plastering done today, couple of days to dry out and then get stuck into the decorating :j
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    QB_Wolf wrote: »
    I was thinking about switching my current account currently with Santander, not sure whether to move to their 123 account or go to Halifax, any advice?


    My first interest payment from my 123 account a whopping £3.77 :D need to get a bit of money in there to do any good - still a tiny acorn!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    QB_Wolf wrote: »
    My first interest payment from my 123 account a whopping £3.77 :D need to get a bit of money in there to do any good - still a tiny acorn!!
    Better than nothing :T. I've applied for one now, looking forward to making a fortune :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    I need to get round to applying for one. Thanks for the reminder.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Monthly signature update made.

    It's not on there but the equity in the house has gone over £50k for the first time, which is good.

    Plaster is not dry so no painting, so going out with the family for the day - woo hoo!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Well done on getting your equity over £50k, QBW.
    :j:j:j :T:T:T :dance::dance::dance:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Had a lovely day yesterday, out with the family - spent a bit more than I'd like but we don't do it often so not going to dwell on it.

    Also went to see a car but by the time we got there a couple were buying it:rotfl:Never mind - wasn't meant to be.

    Lots of jobs today, will update later with what I've acheived.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Sounds like you are really cracking on!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Hi, just stopping by and saw your comments on 123 account. Just to confuse things, Peonie has mentioned the new Nationwide account that pays 5% on the first £2.5k for 12 months. You need to pay in £1k a month.

    Can't remember the last time I saw 5%!!!
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Barbeduk wrote: »
    Hi, just stopping by and saw your comments on 123 account. Just to confuse things, Peonie has mentioned the new Nationwide account that pays 5% on the first £2.5k for 12 months. You need to pay in £1k a month.

    Can't remember the last time I saw 5%!!!


    Thanks barbed will look into that.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
This discussion has been closed.
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