QB Wolf's long and winding road

sweetdaisy

£900 better off in January - that's brilliant :T. Hope the MOT wasn't too costly.

QB_Wolf

Had a good morning dismantling the old water tank cupboard in my daughters bedroom (we had a combi boiler fitted 14 months ago) will create a bit more space, but need to replace some floorboards, skirting board and get some plastering done - still at least we've made a start

The girls have gone out, so my son and I are relaxing - watching Dumbo!!! :j

QB_Wolf

I was thinking about switching my current account currently with Santander, not sure whether to move to their 123 account or go to Halifax, any advice?

Lois_E

I'm with Halifax ATM and happy with them so far. The online banking is better than Santander's, I think, although it bugs me that you can't set up a transfer between your own accounts ahead of time. (Or maybe you can, but I haven't discovered how. If anyone knows, please tell me!)

QB_Wolf

QB_Wolf wrote: »

At last, been paid - a day early too, so can OP £200, so that's 300 in total for Jan.

Not sure how I've managed it, but I'm £900 better off than I was this time last month. :j

Just done my tax return and paid the tax - guess what over £900, so that money is gone.

Mrs QBWs bill was worse!!

Feel a little bit sick, just as we were getting ourselves on our feet financially

sweetdaisy

QB_Wolf wrote: »

Just done my tax return and paid the tax - guess what over £900, so that money is gone.

Mrs QBWs bill was worse!!

Feel a little bit sick, just as we were getting ourselves on our feet financially

Oh no! Hope you can start getting back on your feet again. It's always the same - just as you build up some money something happens where you need to use it. Things don't happen in 3's in our house . . . it usually happens in 5's :rotfl:.

QB_Wolf

Thanks SD - puts us back a couple of months, but on the positive side, our more sensible approach to money over the last few months meant we could cope with the blow a little better!!!

QB_Wolf

QB_Wolf wrote: »

I must say I like to have little celebrations based around.

OP Milestones
LTV Milestones
Outstanding Balance Milestones
Daily Interest Milestones

The next big one is going below £20 DI

As predicted daily interest gone below £20 to a whopping £19.99 :rotfl:

Wonder how long it will be berfore we get below £19?

That's the good news, bad news is we've decided we can't live with one car, so we need to get a new run around and going to upgrade the family car at the same time - so that'll put a big dent in the savings

Lois_E

Well done on that daily interest milestone. :T

The more milestones the better, IMO. What do you think will be your next one?

gallygirl

QB_Wolf wrote: »

As predicted daily interest gone below £20 to a whopping £19.99 :rotfl:

:T:T:T Yay :T:T:T

Lois_E wrote: »

The more milestones the better, IMO.

I agree. I'm going to do a list on my diary I think