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QB Wolf's long and winding road

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  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Had a good day today, sorting the loft, won't make any money - trip to the charity shop tomorrow, but it makes me happy :)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Sun Holiday booked got our first choice place and date! Woo hoo living the high life!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That's great news QB, you'll have a fab time :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    edited 18 January 2013 at 9:22AM
    1 week to until pay day - January has been dull, with 35 days between pay days, 5 whole weeks. Plenty of NSDs, not sure how many.

    Share dividends have come in though app. £850, £500 of it got automatically re-invested though, don't want to OP the rest just yet as car MOT is on the 25th.

    Working from home today and the snow has just started coming down again - but it's not heavy. UPDATE - It is now Sledging later!!! :snow_laug

    Just checked my accounts and have OPd £100 - got to keep my motivation up somehow.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Another long hauler here, popping in to say hello.

    It can be dispiriting, when you see such a long period of mortgage in front of you, but you are doing so well. Onwards and downwards!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    This weekend I have been mostly sledging!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Today, I've had a bit of a tidy up, put some stuff up the loft, trip to the charity shop and trip to the tip... oh and then some sledging :rotfl:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    edited 26 January 2013 at 3:51PM
    QB_Wolf wrote: »
    Dull, dull, dull!!

    16 days until payday - feel like I'm in a straight jacket and unable to do anything in terms of OPing.

    At last, been paid - a day early too, so can OP £200, so that's 300 in total for Jan.

    Not sure how I've managed it, but I'm £900 better off than I was this time last month. :j
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    QB_Wolf wrote: »
    Not sure how I've managed it, but I'm £900 better off than I was this time last month. :j

    Excellent news! Well done QBW. :j
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Big sigh of relief - car passed its MOT this morning.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
This discussion has been closed.
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