QB Wolf's long and winding road

QB_Wolf

Ordered the carpet for daughter's room today, being fitted on Thursday, so we can get the room sorted on Saturday, it'll be a big relief.

Posted the docs for the mortgage app today too, so fingers crossed.

QB_Wolf

Standard monthly mortgage payment made - Progress feels so S-L-O-W, can't wait to get into the 170s, well actually I have to wait, It'll be June a whole 6 months after I'd originally targeted, all feels a little frustrating.:(

sweetdaisy

QB_Wolf wrote: »

Standard monthly mortgage payment made - Progress feels so S-L-O-W, can't wait to get into the 170s, well actually I have to wait, It'll be June a whole 6 months after what I'd originally targeted, all feels a little frustrating.:(

Chin up QB Wolf, June will be here before you know it and you'll be in the £170's.

Calfuray

But where would you be in June if you'd overpaid nothing?

fothers365

You will have saved £204.40 in interest over a year on what you have over paid so far- all these OPs add up long term

QB_Wolf

fothers365 wrote: »

You will have saved £204.40 in interest over a year on what you have over paid so far- all these OPs add up long term

Thanks SD, CF and Fothers, thanks for taking the time to do this calc, £204 saved is pretty good, 21 days until the next OP. :j

Bufger

Hi QB Wolf. You replied on my diary and now i've read through yours and its a very good read!

I'm also going to take a guess and say you work at the same place as me (Starts with J and ends with LR!)? from your posts that mention a mid year review and pay day as 28th its an educated guess.

Well done on all you have accomplished so far anyway and if your missus is looking at moving/upgrading take a look at Redditch as you can get a Mahoosive house over there for 250k - 300k and the area is very good.

QB_Wolf

Bufger wrote: »

Hi QB Wolf. You replied on my diary and now i've read through yours and its a very good read!

I'm also going to take a guess and say you work at the same place as me (Starts with J and ends with LR!)? from your posts that mention a mid year review and pay day as 28th its an educated guess.

Well done on all you have accomplished so far anyway and if your missus is looking at moving/upgrading take a look at Redditch as you can get a Mahoosive house over there for 250k - 300k and the area is very good.

Thanks for the reply, like the tips on your thread.

No I don't work at JLR, although I know a few people that do.

Redditch isn't a bad shout, you can also get a lot for your money in Kiddy, we are very wedded to the area we're in though, but certainly worth considering.

QB_Wolf

Am I glad it's Friday?

Tonight is the last night our Daughter will sleep in our room, her room is finished and the cot will go in there tomorrow. I am super excited - good nights sleep (especially in the week) here I come.

We'll have a big tidying day tomorrow getting all of upstairs back to normal.

Need to have a trip to the tip and Herr A.

Heard nothing from my mortgage app yet though.

Hope everyone has a great weekend :j

QB_Wolf

Well a fairly successful day.

Cot disassembled, glued where it was coming apart, moved to nursery, re-assembled, pictures and stuff all hung, so room ready for tonight :T

Haven't been to the tip or tidied upstairs, or been to Herr A though. Always tomorrow, says the procrastination king.

Rang FD the mortgage application has been approved, still need to have the house valued etc, so a bit to go yet.

Looking forward to a relaxing evening and some mindless pap on the TV, wish I could have a beer though