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QB Wolf's long and winding road
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Thanks Katsu I know not having a car is damaging my career a little, there are a few things that I haven't done, because of it.
At least I can apply some good principles to it, don't get credit to buy, and get a good deal. It's just proving difficult atm.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Well just after I'd made my last post, the owner of a car I'd been interested in rang me to say she'd lowered the asking price, so to cut a long story short, I've bought it and after some haggling £1k under the original asking price (it was overpriced mind you).
So happy new car (well new to me anyway).
Mission for tonight - book a holiday!!
Today is going to be an expensive day :rotfl:Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
'grats Wolf. I agree cars affect your job - I'd got a promotion and my old car was getting quite rusty and unreliable so I needed something suitable.Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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Congratulations on the new car and good luck with booking a holiday - it's nice to have things to look forward to
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'grats Wolf. I agree cars affect your job - I'd got a promotion and my old car was getting quite rusty and unreliable so I needed something suitable.
Similar to me I was promoted last July, and have been getting a car allowance, so not having a car was a bit naughty (although I had access to a car).
Anyway my boss pulled me to one side on Monday and said he thought it was affecting my ability to do my job properly. I couldn't argue!!Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Holiday booked too
Time for bedStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Well done on the car and getting it reduced too:)
Where did you book for the holiday? I will just be dreaming of a week abroad this year but hopefully next year we will go somewhere sunny for a break.Jan 2013-£140,231.65
Jan 2014-£120,081.940 -
Hi Fothers, we're having a week in Majorca, managed to get a pretty good price. We're taking my mother in law, she's having a bit of a rough trot atm and could do with a break, and she'll help with the kids :rotfl:Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
We went with my parents last time we went away- best to have extra baby sitters isn't it?!
Sounds great, I would love some sun shine at the moment:)Jan 2013-£140,231.65
Jan 2014-£120,081.940 -
I did have a panic, thinking I should OP the money instead, but I'm thinking my boy will be going to school in September 14 so we haven't got long to have term time holidays.
We're going all inclusive which I've never done before, so looking forward to it.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310
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