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QB Wolf's long and winding road

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Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    edited 7 April 2013 at 1:57PM
    Well been to the tip at least, all the stuff from the decorating, empty paint pots, old carpet etc gone., Tidying and food shopping will have to wait.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Great to hear that your mortgage application has been approved and hope that your Daughter is settled in her new bedroom.
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    QB_Wolf wrote: »
    Mission for April - Keep all current accounts in the black and avoid OD charges


    £125 to last me 17 days - Gulp!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Bufger
    Bufger Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    QB_Wolf wrote: »
    £125 to last me 17 days - Gulp!!!

    I have £88 to last me 19 days so dont feel too bad! haha

    I have some stuff I can sell though so I plan on doing that tonight. Cant you wash someones car for a tenner, do a bit of painting for someone etc? Lawns need cutting this time of year. A post winter garden tidy up could net you a tenner
    MFW - <£90k
    All other debts cleared thanks to the knowledge gained from this wonderful website and its users!
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Bufger wrote: »
    I have £88 to last me 19 days so dont feel too bad! haha

    I have some stuff I can sell though so I plan on doing that tonight. Cant you wash someones car for a tenner, do a bit of painting for someone etc? Lawns need cutting this time of year. A post winter garden tidy up could net you a tenner


    Nice idea, need to cut my own lawn, tidy my own garden and plenty of painting to do - especially outside.

    I'm also working 50 hours a week, so need some down time too. I'll survive on £125 though, haven't got much to go out.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    QB_Wolf wrote: »
    Nice idea, need to cut my own lawn, tidy my own garden and plenty of painting to do - especially outside.

    I'm also working 50 hours a week, so need some down time too. I'll survive on £125 though, haven't got much to go out.


    Some more DDs gone out, £15 in the account and another DD of £13 to go so I have £2 to last 14 days.

    Anyone need their lawn mowing?
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    edited 12 April 2013 at 3:32PM
    Nothing to report moneywise, still skint, so no more OPs until pay day.

    Mrs QBW is away for the weekend on a hen do, so home alone with the kids, the baby is asleep, and I'm just introducing my boy to Mr Benn - he seems to like it.

    No news yet from FD on my mortgage app which is a little frustrating.

    ***************************************************

    Just phoned them, my proof of ID wasn't adequate needs to be signed by a solicitor, a teacher isn't good enough I'm afraid!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    QB_Wolf wrote: »
    Just phoned them, my proof of ID wasn't adequate needs to be signed by a solicitor, a teacher isn't good enough I'm afraid!!!

    Hope that this gets sorted so that you can get the mortgage up and running.
  • fothers365
    fothers365 Posts: 269 Forumite
    I hope you get your FD paperwork sorted soon and the kids are kind to you this weekend!
    Jan 2013-£140,231.65
    Jan 2014-£120,081.94
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Thanks both. Phoned HMRC to get a tax code letter which should do, been up since 6 with my little angels :rotfl:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
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