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Every day dilemma...!

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  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I know! I know! I'm posting again today sorry!! :o

    Returned 4 of the 5 New Look items I'd ordered so ££'s up today! :D

    NSD too so well done to me! :D

    AND

    Just checked my FD bank account. There was an extra £50 in it! It just said 'MGM recommendation'. Took a mental block for a sec then texted my friend in Glasgow. I'd forwarded on a joining flyer months ago but she'd never mentioned it. They opened their account at the start of the year and got their £100 bonus a few weeks ago! She said to go treat myself! :D:D

    :j:j

    Given me a big smile today :D
    (as did the replies I got to my earlier soppy texts too! Didn't realise it, but apparently I needed that wee boost :o)
    Wealth is what you're left with when all your money runs out
  • amyc92
    amyc92 Posts: 153 Forumite
    Just read the first page of your diary, you are just like me !!! I think you are my long lost twin haha!!
    I am constantly seeing money from paypal come out of my bank, I am obssessed with ebay LOL!!!
    I am going to read all your diary to get up to date with it, I think I will enjoy it and I think it will definitly help me!!!
    A xx
    Car- £6990.50
    Overdraft- £400
    Holiday:
    08/06/15Flight- £201
    03/08/15Remaining-£260
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    You are very welcome to my diary amyc92 :D

    I should probably go back and read the whole thing myself too! Would be good to see my journey so far! I've likely gone waaaaaaaay off topic several times so apologies in advance!!! lol :o

    Right then 'twin', we're on a NO SPEND mission!! Deal?? ;):D
    Wealth is what you're left with when all your money runs out
  • amyc92
    amyc92 Posts: 153 Forumite
    haha! I can't wait to read it all, I think a couple of days at work not really working will be in order ;)!
    Yes we are on a no spend mission twinny!!!
    Good luck to us ;)!

    Axx
    Car- £6990.50
    Overdraft- £400
    Holiday:
    08/06/15Flight- £201
    03/08/15Remaining-£260
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 14 March 2013 at 4:15PM
    Ooooooooh dear :(

    Can I start my no spend mission tomorrow please?!?! Been very, VERY naughty today! :( 1 treat on ebay turned into 3!! Soap and Glory Cream and Soaper set, a DVD I've been wanting, and a Nica shoulder bag!!!!! Yes a fraction of rrp but that's not the point! Disappointed with myself as those were 'wants' not 'needs' (got it right now - thanks PLMBL!! ;)). On the other hand, I can afford it so why not?! (not that I'm making excuses!!)

    On a plus note, did the other wee bit of shopping I needed to do today so tomorrow WILL be a NSD! (it better be or I'm crawling under a bucket! :o)

    Zumba tonight then going out for dinner after with my sister. More spending!! :o:p It'll not be expensive right enough. Looking forward to that! :D

    Also looking forward to the loooooooooong weekend ahead! :D:D St Pat's Day on Sunday so bank holiday Monday :j OH and 2 of the girls are off, so we may get to do something nice. Well, to actually do anything at some point over the weekend would be good! lol. Sometimes it's hard to get the girls motivated to drag themselves away from the TV :mad::rotfl:

    Hope you're doing much better at no spending than me amyc92!! :p lol :)
    Wealth is what you're left with when all your money runs out
  • Disappointed with myself as those were 'needs' not 'wants'.

    Are you sure about that????:rotfl::rotfl::rotfl:
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 14 March 2013 at 4:17PM
    Are you sure about that????:rotfl::rotfl::rotfl:

    :eek:

    :rotfl::rotfl::rotfl:

    I'm away off to edit my original post, but thanks for quoting for future reference!! ha ha :D:D:D

    EDIT:

    I guess that just says it all about my spending habits, huh!? :o
    Wealth is what you're left with when all your money runs out
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hmmmmm had recently opened a Halifax Reward account to get the £5 a month (in theory to eventually get back all the charges I used to have to pay them ;) lol)

    Unfortunately they've changed their T&Cs just to make things that bit more complicated! :p

    I'm happy with First Direct so don't want to switch (only have 2 dds as it is!!). Was just gonna close the account but figured I'd give it a shot...

    I use Santander as my 'budget' account, so have opened an eSaver account too, so that's 1 dd. I've also set my Paypal account to use Halifax. Maybe fund PP with a couple ££ every month to fulfil the T&C.

    If it doesn't work I may just close it, but no harm in trying first!! :D

    Complicated though :p
    Wealth is what you're left with when all your money runs out
  • mary_hinge
    mary_hinge Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    :j just popping over to [STRIKE]stalker you[/STRIKE] say hello :rotfl:

    Off to read your diary now I have found it :cool:

    And every diary needs a :A from Superman :o

    Mrs H x
    Living in a superhero induced haze :A:A
    "You did good Kidda!" :D
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 15 March 2013 at 11:12AM
    Hello mary hinge :wave: You are very welcome indeed! :D

    Hopefully my diary keeps you [STRIKE]awake[/STRIKE] entertained for a while! ;) As always, I'll apologise in advance for (more than likely!) going waaaay off topic! :o

    Aw thanks for the :A (think that's the first one in my diary actually!!)


    Yesterday was a very spendy day so really have to concentrate on getting a NSD today!! Would love to get one over the weekend too but I usually find that really hard! :o No big plans so it may be possible!!

    Zumba last night was brilliant as always! :D Usually I pay £4.20 a class, but asked if there was any bulk deals sorta thing instead. I can buy a concession card for £32 which will give me any 10 classes - saving £1 per class or £10 overall!! Hadn't the money with me last night so will sort that for next week :D:D

    Was out last night for dinner with big sister. Really enjoyed myself! We paid for our own dinners, then instead of £3.95 each for a dessert, we went to Tesco's and got a box of 3 Magnums for £1.24!!! Bargain! ;)

    Off Monday for St Pat's day :j Looking forward to the loooooong weekend ahead :)

    Things going well with me and OH too - getting a few wee 'talks' in. Have noticed a few wee changes which are all postive :happyhear

    Hope everyone has a really great day!! :D:D:D
    Wealth is what you're left with when all your money runs out
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