Aqua Reward Credit Card - 3% cashback up to £100/year

DazCM

Has anyone else spotted clause 11.4 in the T&C's ? It says they will round the cashback DOWN to the nearest £5 when it's time for them to pay up.

lisyloo

Has anyone else spotted clause 11.4 in the T&C's ? It says they will round the cashback DOWN to the nearest £5 when it's time for them to pay up.

And?
Is that a big deal if it's £95 rather than £96.87?
I don't see this as a big deal TBH.

jo-bo

lisyloo wrote: »

And?
Is that a big deal if it's £95 rather than £96.87?
I don't see this as a big deal TBH.

Correct me if I'm wrong but isn't this site about moneysaving?
Look after the pennies and the pounds will look after themselves

The-Gaffer

lisyloo wrote: »

And?
Is that a big deal if it's £95 rather than £96.87?
I don't see this as a big deal TBH.

:(:(

my old dear departed granny would be so dissapointed in ya lissy,

£1.87 is £1.87 more than some folk have got, i mean thanks to natwest up untill today i had --£76.98 in my account, 1.87 would of been a DREAM COME TRUE,

DazCM

lisyloo wrote: »

And?
Is that a big deal if it's £95 rather than £96.87?
I don't see this as a big deal TBH.

Well, aren't you Little Miss Sunshine ??

No, it's not a big deal - I just happened to spot it whilst I was reading the paperwork and thought I was being helpful by making others aware of it as no-one else seemed to have mentioned it so far.

If that's the sort of thanks I get on this forum I'll just keep my mouth shut in future.

Darren

Gromitt

DazCM wrote: »

I just happened to spot it whilst I was reading the paperwork and thought I was being helpful by making others aware of it as no-one else seemed to have mentioned it so far.

They mentioned it last week. I even commented about it myself, last week. It's now old news.

But in the grand scheme of things, no other fee free card will give you 3%, so I'll not worry too much. I know I'll spend more than £3300/year anyway, and as long as you spend £170 or more a year, you'll get at least £5.

zerog

Well, it's more useful to think in terms of percentage.

The actual cashback rate will always be at least 2% once you spend over £333.33. It would still be a good deal if it was 2% cashback and no rounding.

If you spend between £166.67 and £333.33, you'll get at least 1.5%.

The very worst case is spending less than £166.66 in a year, which gets you no cashback. I don't think anyone can spend less than that except for primary school children.

Plxply

zerog wrote: »

The very worst case is spending less than £166.66 in a year, which gets you no cashback. I don't think anyone can spend less than that except for primary school children.

There's an easy way to fix that too, when you're with your friends agree to pay everything on your card and they give you the cash/transfer. As long as you have decent friends who pay, then you'll be getting the extra cashback.

horngkai

Anyone received their card yet? The return form came quick but its taking a while longer for the card....

lisyloo

Correct me if I'm wrong but isn't this site about moneysaving?

Of course :-)
But correct me if I am wrong, you can't change this right?

£1.87 is £1.87 more than some folk have got,

I totally agree, but I don't think we can do anything about getting that £1.87, so I think the best attitude to take is to go for the £95 and not get too up tight about it.

But in the grand scheme of things, no other fee free card will give you 3%, so I'll not worry too much.

Exactly the attiude I was proposing.
Sorry if my exacts words caused anyone to get their knickers in a knot - but I was trying to say the above :-)