Aqua Reward Credit Card - 3% cashback up to £100/year

Iand1

Done £800 on a £500 limit this month.

4 months usage and I will have done the £100 max cashback by the looks of it, and then it will be in a drawer for 8 months!

fleetwoodguy

Managed to do £625 on a £250 limit in the first month = £18.74 cashback. Don't think I'll pull that off again, mind you, but i'm hoping for an increase in limit at some point that'll make it easier.

pqrdef

derrick wrote: »

You might earn it quicker, but you won't get it paid any quicker, see my post

Interesting problem. Since I'm also stoozing a 0% purchases card, it seems like the optimal plan is to carry on doing that for now, and leave the Aqua card in a drawer until there's just enough of the year left to spend £3300 on it. Now where did I put my crystal ball.

Gromitt

I've got a small problem now; I want to buy a new TV, which is priced at £995. Too much for my £500 limit Aqua, and I can't put the account in credit by £500. If I use my AA card, I'll get basically £5. Halifax clarity will get £5, and the other cards will get zero.

How willing are retailers normally at splitting a purchase between multiple cards?

callum9999

Gromitt wrote: »

I've got a small problem now; I want to buy a new TV, which is priced at £995. Too much for my £500 limit Aqua, and I can't put the account in credit by £500. If I use my AA card, I'll get basically £5. Halifax clarity will get £5, and the other cards will get zero.

How willing are retailers normally at splitting a purchase between multiple cards?

If it's instore it should be ok. Everywhere I've ever worked has let the till operator type in a specific amount to charge to a card - they can just do that several times.

lisyloo

and then it will be in a drawer for 8 months!

Personally I would not put it in a drawer.
Amex cancelled some cards that were "dormant" and the users lost the cashback.
Can't you buy a sandwich once a month on it?
Up to you, but I wouldn't do it.

trikidy

ses6jwg wrote: »

Godamm £250 credit limit I accidently went over by £2.50 and they charged me £12!!!!

I'm guessing no cashback for me now?

So bloody awkward having a low limit.

Not awkward, just very irresponsible on your behalf.
Spend £100, pay it off early via debit card. That is what I, and most other people, do.

Gromitt

lisyloo wrote: »

Personally I would not put it in a drawer.
Amex cancelled some cards that were "dormant" and the users lost the cashback.
Can't you buy a sandwich once a month on it?
Up to you, but I wouldn't do it.

I agree. Use it at least every other month. 6 - 8 months unused is asking for cancellation.

callum9999

trikidy wrote: »

Not awkward, just very irresponsible on your behalf.
Spend £100, pay it off early via debit card. That is what I, and most other people, do.

Really? I find that rather hard to believe - how do you suppose they are funding the cashback then?

ffacoffipawb

Hooloovoo wrote: »

Careful now [:rotfl:]

Down with this sort of thing!