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Starting again, 1% at a time. 100 ways to make £80!
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It should give you a minimum amount on each statement.
Annoyed with myself as looks like I have lost 'interest free' on one card up to next year as a cheque to them was a day late and they class it as a default and slam the interest back on - so payments have nearly doubled. I have written to query it but just looks like bite the bullet time.
That happened to us too
It only gives you it a month in advance, I need to know the next 4 months figures of whwt the m!nimum payments will be (i asume they wont be the same sincera im paying it off)DFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Hello everyone,
I have been lurking in this post for about a week now and love it. Can I join you please.
I'm MRSM1983 and my 1% is £15 I'm hoping to clear my overdraft which is £1500. So far I have raised £25 in spare change so I have my first 1% and I'm working on my second. The £25 I have saved I know I would have spent this week on rubbish if it wasn't for this thread, it is brill.
My overdraft is where all my debt started from 10 years ago it was the first thing I had in credit so to finally get rid of it will be amazing.
I have also sent some broken gold chains away today, sent £70 of books to fatbrain and listed 5 things on e bay so I'm hoping to get off to a good start.
Looking forward to doing 1% at a time with you all.LBM: Sept 2010 :mad:DFW by 01 January 2016 :
Debts:[STRIKE]Argos £320[/STRIKE], Creditcards - [STRIKE]£21,000[/STRIKE] £17640, Santander loan [STRIKE]£11,250[/STRIKE] /£2750,Overdraft £1500, [STRIKE]Parents £6900 [/STRIKE]/£4000,in laws 1 [STRIKE]£9500 [/STRIKE]£1250 ,in laws 2 £2000.:eek:
Total Oct 10: £57320 :mad: July 2013 £29,140:eek:0 -
I've been lurking a little on this thread for the past couple of days...I hope you don't mind if I join in? Apart from my mortgage I'm lucky enough to only really have one debt (my wonderfully generous mother is not interested in me paying her anything back from what she has lent me at this point in time. It will happen, just not yet). My car loan currently has a settlement figure of £5145, and 33 months left to pay
I decided when I got a relatively decently paid (albeit temporary) job that ultimately, I'd like to have this paid off. I'm aiming for £5,000/or as much as possible; as if my job doesn't go permanent I can use this money to help ease things when my contract ends. We also have the threat of my OH being made redundant hanging over our heads, but this is still uncertain.
So, my 1% = £50
I've currently got £530/£5000, and since payday, I've saved 9% which I'm pretty pleased with. I put a cheque for £58 and some odd pence into the bank today, so by next Tuesday I will be able to add another 1%, possibly 2% as I might chuck a few extra quid at it to round it off! Payday is somewhere between 20th-23rd depending on if they pay me early as payday is on a Sunday this month. I love moving money around on payday, makes me feel so productive!
Well done to everyone on all their 1% so far
Our greatest weakness lies in giving up; always try just one more time0 -
Morning all
Just read through the whole thread and I feel so inspired for a Sunday morning! Some fantastic ideas and I'd love to join please.
LondonGirl - did you have much luck with Zapper? Unfortunately they didn't like the couple of books i entered as looks like they may have enough copies - think I may have to find some more current books to add.
Hi, no none at all! I think my books were a bit too common for them! Ah well, I think I'd do better at a car boot...I'm just missing the car :rotfl:Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Little_Miss_Uni-Debt wrote: »Good morning everyone! :wave:
Hope you've all had a nice (but MSE) weekend! I've sold a couple of expensive items on ebay (1% each) so that's a great start to the week!
Ahh earning while I sleepit's the future! :rotfl:
Another year older tomorrow _party_ so I'm out in the evening for a little treat so I'm really looking forward to that.
It's shaping up to be a fab week - some good 1%'s coming in AND some fun too!
Really nice to see folks popping over from LondonGirls diary! I hope you all join in too! The more ideas the better!
Considering setting up a little list on the front page to show everyone taking part in this challenge and I can keep it updated with your %'s so far. Give me the nod and i'll do it!
Happy belated birthday!! Hope you had a great day!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Little_Miss_Uni-Debt wrote: »My app is a utility for people in the gym/weightlifters. If you know any weightlifters let me know, I could do with a few folks trying it out on their next workout.
As it happens, another of my brother-in-laws (big family!) is a personal trainer and also enters body building comps. I believe he has an iPhone so could test it. And the BIL that I'm writing an app with does lots of weight training and definintely has iPhone.Total Credit Card Debt - £6,108/£7,079 (0% until April 2013)
1% at a time #53 - 13/100
DFD - [STRIKE]May 2015[/STRIKE] August 2014
Proud to be dealing with my debts0 -
Hi Little Miss
Thanks so much with all your help:j. Web site WILL look great and when it's sold for £87million:money:I'll remember you:rotfl:
Will keep you updated-not in a stalkerish way!
Hellesbelles
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Awesome! Just working on making the graphics look reasonable at the minute. I might drop you a PM in a few weeks time with a link where you can point them. I might also do a quick video demo so that anyone you know into the sport can give feedback without having to have an iphone! Thanks!As it happens, another of my brother-in-laws (big family!) is a personal trainer and also enters body building comps. I believe he has an iPhone so could test it. And the BIL that I'm writing an app with does lots of weight training and definintely has iPhone.0
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hellesbelles66 wrote: »Hi Little Miss
Thanks so much with all your help:j. Web site WILL look great and when it's sold for £87million:money:I'll remember you:rotfl:
Will keep you updated-not in a stalkerish way!
Hellesbelles
You're welcome, it's a fun project to work on. I'll keep my eye on it and see how you're getting on! Let me know when you get your first visitors and sales! If you need any help with it, you know where I am!0 -
I got some expenses back from work this morning and instead of it going back into "gen pop" , it's already gone to my CC instead! So another 1% paid off and now only 98% to go!
Without this thread I would have let the money sit in my bank account and it would have been spent. Thanks @little-miss for getting this started!Total Credit Card Debt - £6,108/£7,079 (0% until April 2013)
1% at a time #53 - 13/100
DFD - [STRIKE]May 2015[/STRIKE] August 2014
Proud to be dealing with my debts0
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