Starting again, 1% at a time. 100 ways to make £80!

MuffinTops

415SanFran wrote: »

I'm going up to Asda today to cash in my copper, might just get my next 1% from there, I have a full baby formula tin and it's heavy so a good bit in it.

Hello,

Do you use the machine they have to cash in your coppers? Did you know that keeps over 8p in the £1?

There are some banks that have coin pay in machines. I've also read that some people use the supermarket self service and throw their coppers in there to pay. That way you keep 100% of the amount you've saved hard for.

lesgeo2012

MuffinTops wrote: »

Hello,

Do you use the machine they have to cash in your coppers? Did you know that keeps over 8p in the £1?

There are some banks that have coin pay in machines. I've also read that some people use the supermarket self service and throw their coppers in there to pay. That way you keep 100% of the amount you've saved hard for.

Natwest have machines that take loose change and puts it straight into your natwest account free of charge. In saying that the last two times I have gone down there the machine was broken. They told me they had no end of problem with the machine (natwest all over lately). Im counting it all into bags the good old fashioned way and putting it in over the counter. Coinstar machines stripe you for commission.

tattycath

415SanFran wrote: »

I have just had a thought.
For the people that have a small amount but it is really high interest like, the BNPL Very springs to mind.
Could you get a loan from the Credit Union and pay it off, then pay back the credit Union at a reasonable rate of interest?
When I have needed a loan it has always been through CU the last on was for 300 GBP and I think I paid back 325.
Could save a few %s there.

I use BNPL but I always make sure it's paid off before the interest kicks in. You usually get a year + and as long as it's paid off in full before that date there is no interest to pay.

415SanFran

tattycath wrote: »

I use BNPL but I always make sure it's paid off before the interest kicks in. You usually get a year + and as long as it's paid off in full before that date there is no interest to pay.

Really?? I only got 3 months! what I did was paid the first month then missed the 2nd because it was december, thinking that I could just finish it of in January. But when the January bill came they had tagged an extra 18 pounds interest on it, after that I kept getting a bill for 1 pound because I had paid at the post office :mad: So I just shut the account they still send me a bill but I just throw it away without even looking at it

415SanFran

MuffinTops wrote: »

Hello,

Do you use the machine they have to cash in your coppers? Did you know that keeps over 8p in the £1?

I wasn't sure what else to do with it, the Post Office used to change them but they don't any more, kindda assumed the banks had as well. I will just take them to the bank next time as that is where the money is ending up.
I got 38.20 all together, so that will make up another % that can be moved along, but I won't change the thing at the bottom till it has actually got to the account

clairelg88

This is a really good thread, just came across it today. I've used fatbrain to sell a few uni books, and made £27. I've also been listing items on ebay but found that its quite slow and not really making me much money. I really need to learn to give up what I don't wear or use but I'm attached to everything!

kte

Been trying to think of other money saving strategies that would work for this challenge...what about using the new check-in on the quidco app...they're claiming ou can earn approx £110 per year...I've got £5 on there already...

craftingmad

Hi all,

I've been busy with my kids school fair today and have not stopped all day.

I always donate my services doing glitter tattoos (it started a couple of years ago when I said my kids had a small kit).

I had to buy a new kit for this year and found a party pack for £25 plus VAT & delivery (so total cost about £36).

However I was flat out doing tattoos at the fair for £1 a time (which everyone said was cheap) and done over 40 tattoos in less than 2 hours. I still have loads of the kit left (enough to do at least another 80 tatoos minimum I would say)

So its now got me thinking that this could be another way of earning my 1%'s!!!! I think putting the price up (even if by a little amount) for private events such as parties, carnivals, etc I could make a few %'s from this. I've looked into liability insurance and it will cost about £70 a year.

What do you all think? Anyone have any experience of doing this?

happytails

Well my evening was much less productive than i wanted it to be due to my little boy taking 3 hours to go to bed. Though in this time i did sell (pending payment) a bespoke (lol) book bag for £15 on FB to a friend And to be fair, husband is doing overtime. Think he is finishing at 11 so that will be 6 hours overtime, though not all of this will go towards the CC. as he does an average of 20-30 hrs a month anyway so it gets allocated out on birthdays/hen parties/weddings etc on different months

x

liz-paul

Crafting mad - I think it's a good idea, I have seen quite a few face painters offering these alongside face painting. You could still do it at things like school fairs, jsut donate a percentage to them or pay a set fee to be there.... Good luck!

I signed up to dooyoo this evening and did 2 reviews. Might join Ciao as well. Think my 210 points might only be worth 21p though....? Might not be worth it in the long run....?