Cash ISAs: The Best Currently Available List

clairec666

fuzzzzy said:

clairec666 said:

flaneurs_lobster said:

dc_scotland said:

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer said:

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

The Tesco ISA needs a paper transfer form/wet signature to transfer in, does anyone know if the PrinBS ISA is the same?

Principality definitely needs a paper form if you're transferring in after opening. Unless you're transferring from another Principality account, in which case contact them via secure message and they can make the transfer for you.

My experience was that Principality also needed a paper form even if transferring in at opening.

You're probably right - I couldn't recall whether I'd transferred in at opening

flaneurs_lobster

clairec666 said:

fuzzzzy said:

clairec666 said:

flaneurs_lobster said:

dc_scotland said:

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer said:

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

The Tesco ISA needs a paper transfer form/wet signature to transfer in, does anyone know if the PrinBS ISA is the same?

Principality definitely needs a paper form if you're transferring in after opening. Unless you're transferring from another Principality account, in which case contact them via secure message and they can make the transfer for you.

My experience was that Principality also needed a paper form even if transferring in at opening.

You're probably right - I couldn't recall whether I'd transferred in at opening

Yep, just been through application process, paper form needed for any transfer in.

dc_scotland

SKIPTON

Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker

Ocelot

Northern_Wanderer said:

Crystal ball question....are we likely to see some better fixes now the base rate was held? The fixes were 4.35% last weekend and now 4.17%

No, but they've help up reasonably this year, other than short term ones. Below are the fixed rates and fixed rate ISAs from selected dates:

Best FRB 11/01/25: 5yr - 4.52; 3yr - 4.6; 2yr - 4.66; 1yr - 4.77

Best Isa 11/01/25:  5yr - 4.2 3yr - 4.37; 2yr - 4.43; 1yr - 4.53

Best FRB 23/02/25: 5yr - 4.55; 3yr - 4.63; 2yr - 4.61; 1yr - 4.62

Best Isa 23/02/25:  5yr - 4.27 3yr - 4.43; 2yr - 4.41; 1yr - 4.46

Best FRB 8/05/25: 5yr - 4.42; 3yr - 4.42; 2yr - 4.43; 1yr - 4.55

Best Isa 8/05/25:  5yr - 4.15 3yr - 4.2; 2yr - 4.17; 1yr - 4.27

Best FRB 26/05/25: 5yr - 4.43; 3yr - 4.43; 2yr - 4.42; 1yr - 4.44
Best Isa 26/05/25:  5yr - 4.17 3yr - 4.17; 2yr - 4.17; 1yr - 4.27

Best FRB 14/06/25: 5yr - 4.47; 3yr - 4.45; 2yr - 4.42; 1yr - 4.5

Best Isa 14/06/25:  5yr - 4.21 3yr - 4.21; 2yr - 4.21; 1yr - 4.28

Best FRB 24/07/25: 5yr - 4.51; 3yr - 4.44; 2yr - 4.44; 1yr - 4.53

Best Isa 24/07/25:  5yr - 4.24 3yr - 4.19; 2yr - 4.18; 1yr - 4.28

Best FRB 3/09/25: 5yr - 4.52; 3yr - 4.5; 2yr - 4.5; 1yr - 4.5

Best Isa 3/09/25:  5yr - 4.25 3yr - 4.23; 2yr - 4.22; 1yr - 4.31

Best FRB 23/09/25: 5yr - 4.53; 3yr - 4.46; 2yr - 4.43; 1yr - 4.46

Best Isa 23/09/25:  5yr - 4.23 3yr - 4.2; 2yr - 4.16; 1yr - 4.27

Northern_Wanderer

The fixes the last few years ended up being pretty good in comparison to variable rates. I'm just not sure this year....the variable is higher than current fixes but that could drop and so could the fixes..... what to do what to do!

samtaylor99

For those considering a transfer and wanting to avoid outdated paper / wet signature providers, this list from Cynergy seems to be reasonably up to date.  https://www.cynergybank.co.uk/personal/isa-transfers 

clairec666

dc_scotland said:

SKIPTON

Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker

Worth mentioning that this is a considerable improvement on previous issues, which all tracked below the base rate (issue 7 at 0.15% below). So worth ditching and switching to issue 8, to a) get a better rate, and b) extend the maturity date.

2010

clairec666 said:

dc_scotland said:

SKIPTON

Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker

Worth mentioning that this is a considerable improvement on previous issues, which all tracked below the base rate (issue 7 at 0.15% below). So worth ditching and switching to issue 8, to a) get a better rate, and b) extend the maturity date.

This latest tracker is issue 9.

Kim_13

dc_scotland said:

SKIPTON

Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker

Opened but it’s not allowing the internal transfer, it says there are restrictions. Overnight wait or funding required does anyone know?

clairec666

2010 said:

clairec666 said:

dc_scotland said:

SKIPTON

Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker

Worth mentioning that this is a considerable improvement on previous issues, which all tracked below the base rate (issue 7 at 0.15% below). So worth ditching and switching to issue 8, to a) get a better rate, and b) extend the maturity date.

This latest tracker is issue 9.

Ah yes, my mistake. It's issue 8 that tracks 0.15% below the base rate, issue 9 is the new one that's 0.16% above.