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Cash ISAs: The Best Currently Available List

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Comments

  • clairec666
    clairec666 Posts: 579 Forumite
    500 Posts Name Dropper
    2010 said:
    SKIPTON

    Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
    https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker


    Worth mentioning that this is a considerable improvement on previous issues, which all tracked below the base rate (issue 7 at 0.15% below). So worth ditching and switching to issue 8, to a) get a better rate, and b) extend the maturity date.
    This latest tracker is issue 9.
    Ah yes, my mistake. It's issue 8 that tracks 0.15% below the base rate, issue 9 is the new one that's 0.16% above.
  • clairec666
    clairec666 Posts: 579 Forumite
    500 Posts Name Dropper
    Kim_13 said:
    SKIPTON

    Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
    https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker


    Opened but it’s not allowing the internal transfer, it says there are restrictions. Overnight wait or funding required does anyone know?
    "You can also request transfers in from other ISAs you have with us or other providers. You can find information on how to transfer an existing ISA into this account in the Cash ISA Base Rate Tracker Key Features and Account Terms and Conditions [PDF]."

    And in the PDF itself:
    "
    If you want to transfer your ISA savings, you can transfer some or all of the amount, depending on what your current ISA provider allows. If you’re transferring from one Skipton ISA to another Skipton ISA, you can only transfer in full."

    So no reason why you shouldn't be able to transfer from another Skipton account as long as you're transferring in full. I've had no problems transferring between Skipton ISAs before. So maybe put £1 and try again tomorrow, and hope that does the trick!
  • guli
    guli Posts: 209 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Kim_13 said:
    SKIPTON

    Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
    https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker


    Opened but it’s not allowing the internal transfer, it says there are restrictions. Overnight wait or funding required does anyone know?
    "You can also request transfers in from other ISAs you have with us or other providers. You can find information on how to transfer an existing ISA into this account in the Cash ISA Base Rate Tracker Key Features and Account Terms and Conditions [PDF]."

    And in the PDF itself:
    "If you want to transfer your ISA savings, you can transfer some or all of the amount, depending on what your current ISA provider allows. If you’re transferring from one Skipton ISA to another Skipton ISA, you can only transfer in full."

    So no reason why you shouldn't be able to transfer from another Skipton account as long as you're transferring in full. I've had no problems transferring between Skipton ISAs before. So maybe put £1 and try again tomorrow, and hope that does the trick!
    Can you transfer CMC ISA to them, I wonder?
  • clairec666
    clairec666 Posts: 579 Forumite
    500 Posts Name Dropper
    guli said:
    Kim_13 said:
    SKIPTON

    Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
    https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker


    Opened but it’s not allowing the internal transfer, it says there are restrictions. Overnight wait or funding required does anyone know?
    "You can also request transfers in from other ISAs you have with us or other providers. You can find information on how to transfer an existing ISA into this account in the Cash ISA Base Rate Tracker Key Features and Account Terms and Conditions [PDF]."

    And in the PDF itself:
    "If you want to transfer your ISA savings, you can transfer some or all of the amount, depending on what your current ISA provider allows. If you’re transferring from one Skipton ISA to another Skipton ISA, you can only transfer in full."

    So no reason why you shouldn't be able to transfer from another Skipton account as long as you're transferring in full. I've had no problems transferring between Skipton ISAs before. So maybe put £1 and try again tomorrow, and hope that does the trick!
    Can you transfer CMC ISA to them, I wonder?
    It appears so. If you start the transfer in process, CMC Invest are one of the options in the drop-down list, however it then says "Your existing provider does not currently use electronic transfers. You can start the process online, however you will need to print off the pre-completed ISA Transfer form at the end, sign it and send it to us."
  • Kim_13
    Kim_13 Posts: 3,585 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Kim_13 said:
    SKIPTON

    Skipton have released a new and flexible Cash ISA Base Rate Tracker paying 4.16%.
    https://www.skipton.co.uk/savings/isas/easy-access/cash-isa-base-rate-tracker


    Opened but it’s not allowing the internal transfer, it says there are restrictions. Overnight wait or funding required does anyone know?
    "You can also request transfers in from other ISAs you have with us or other providers. You can find information on how to transfer an existing ISA into this account in the Cash ISA Base Rate Tracker Key Features and Account Terms and Conditions [PDF]."

    And in the PDF itself:
    "If you want to transfer your ISA savings, you can transfer some or all of the amount, depending on what your current ISA provider allows. If you’re transferring from one Skipton ISA to another Skipton ISA, you can only transfer in full."

    So no reason why you shouldn't be able to transfer from another Skipton account as long as you're transferring in full. I've had no problems transferring between Skipton ISAs before. So maybe put £1 and try again tomorrow, and hope that does the trick!
    Worked on the website with no new money required.
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