Cash ISAs: The Best Currently Available List

jungleboy123

flobbalobbalob said:

It's interesting that the Chase boosted saver account at 4.75% is equivalent to an ISA at 3.8% for basic rate taxpayers. It seems ISAs are slipping backwards again.

its bad again. inflation 3.8% and ISA rates only shy above 4% and most of the good deals above 4% are gone. Does that mean the BOE will drop rates again Thursday?

SnowMan

pecunianonolet said:

Cynergy Cash ISA at 4.35% now NLA and replaced with issue 56 at 3.9%

Thanks. I've moved money into the 4.35% ISA but now wondering if they will reduce the rate on that even though it only first became available after the August base rate cut had already taken place.

The current issue is issue 57 at 3.9% AER by the way. It was issue 56 at 4.35% AER that was withdrawn.

refluxer

SnowMan said:

Thanks. I've moved money into the 4.35% ISA but now wondering if they will reduce the rate on that even though it only first became available after the August base rate cut had already taken place.

I've just done the same. Interestingly, they haven't reduced the rates on the last 4 issues of the Online ISA yet (all of which were issued this year), so hopefully Issue 56's 4.35% will hold for a while...

Issue 52 Effective Date 14/11/2024 Rate 4.50%, 26/02/2025 4.20%, 27/05/2025  3.95% 
Issue 53 Effective Date 12/02/2025 Rate 4.20% 
Issue 54 Effective Date 12/05/2025 Rate 4.20% 
Issue 55 Effective Date 07/08/2025 Rate 3.90% 
Issue 56 Effective Date 03/09/2025 Rate 4.35% 

Northern_Wanderer

Crystal ball question....are we likely to see some better fixes now the base rate was held? The fixes were 4.35% last weekend and now 4.17%

dc_scotland

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

flaneurs_lobster

dc_scotland said:

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer said:

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

The Tesco ISA needs a paper transfer form/wet signature to transfer in, does anyone know if the PrinBS ISA is the same?

gt94sss2

flaneurs_lobster said:

dc_scotland said:

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer said:

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

The Tesco ISA needs a paper transfer form/wet signature to transfer in, does anyone know if the PrinBS ISA is the same?

Yes, Principality needs paper transfer in forms as well.

clairec666

flaneurs_lobster said:

dc_scotland said:

Tescobank
 
Tescobank have released a new Instant & Flexible Cash ISA paying 4.13%, up from 4.08% on the previous issue.  This includes a fixed bonus rate of 3.08% gross for 12 months.
https://www.tescobank.com/savings/isa-accounts/instant-access/

Northern_Wanderer said:

Pricipality has easy access ISA at 4.2%, it's flexible with 5 withdrawals/ year.

The Tesco ISA needs a paper transfer form/wet signature to transfer in, does anyone know if the PrinBS ISA is the same?

Principality definitely needs a paper form if you're transferring in after opening. Unless you're transferring from another Principality account, in which case contact them via secure message and they can make the transfer for you.

vandanfc

• Product unavailable

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  Marsden BS Fixed Rate Cash ISA (issue 270) - 4.25% **New**
  Minimum deposit: £5,000.
  Notes: Fixed until 30/11/2027.

Now Issue 271 - 3.75% tax-free p.a./AER fixed