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Cash ISAs: The Best Currently Available List

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Comments

  • flaneurs_lobster
    flaneurs_lobster Posts: 7,148 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    RG2015 said:
    NatWest and RBS Fixed rate ISAs, 1 year 4.20% and 2 year 4.00%.

    I am surprised that no one has mentioned these as yet as they are pretty decent rates. And with maturity dates of 12 Nov 2026 and 12 Nov 2027 they are well over 13 / 25 months in duration.

    Or have they just been issued in the last couple of days?
    Got an email about them on 30/09, posted about it albeit on another thread.
  • sparklymarkly
    sparklymarkly Posts: 85 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I was tempted by this RBS one but having just tried to open one, I wasn’t offered any way to transfer in an existing ISA.
    I have already used this year’s allowance so can’t add any more funds so I abandoned it.
    I’d be interested to know if anyone else has managed to arrange a transfer in?
  • RG2015
    RG2015 Posts: 6,072 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I was tempted by this RBS one but having just tried to open one, I wasn’t offered any way to transfer in an existing ISA.
    I have already used this year’s allowance so can’t add any more funds so I abandoned it.
    I’d be interested to know if anyone else has managed to arrange a transfer in?
    I am not looking to transfer an ISA in but there does appear to be an option online and in the app for my NatWest version of this ISA.

    I opened mine on Wednesday and it only appeared in my online banking and app today, NatWest said it would take 2 working days. I seem to recall the appication process mentioned moving in money from another ISA but cannot recall any details.

    Now my ISA is open and visible in online banking and the app and both have options to move in money from another ISA.
  • SaverWM7
    SaverWM7 Posts: 1 Newbie
    First Post
    Is this list being updated now KAZZA242?  initial entry says last edited in September? Certain things are out of date e.g. Cynergy online ISA is onto issue 57 now at 3.9%.
  • ninaluna754
    ninaluna754 Posts: 8 Forumite
    Fourth Anniversary First Post Photogenic
    I have a paragon ISA with 4.25%, contemplating transfering it into that NatWest 4.2% one year fix. 
  • SacredStephan
    SacredStephan Posts: 174 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    RG2015 said:
    NatWest and RBS Fixed rate ISAs, 1 year 4.20% and 2 year 4.00%.
    Note that these ISAs pay interest on 1st April each year and at maturity. Unusual for a 1 year fixed ISA to pay interest after 6 months. Some of the numbers in their info document are wrong because they don't take the 1st April interest payment into account, i.e. the effect of compounding.
  • Rich2808
    Rich2808 Posts: 1,393 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited Today at 7:05PM
    I have a paragon ISA with 4.25%, contemplating transfering it into that NatWest 4.2% one year fix. 
    Paragon have a one year fixed rate isa paying 4.15% - and you can action this same day on opening? Don't know the sums involved in your case - but Paragon has excellent customer services and pick the phone up quickly if any issues!  So is it worth the effort for 50p extra per £1k a year?

    https://www.paragonbank.co.uk/savings/cash-isas/one-year-fixed-cash-isa


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