Cash ISAs: The Best Currently Available List

Kim_13

Skipton BOE + 0.16% Tracker Cash ISA NLA

replaced it seems by Bonus Cash ISA Saver at 4.13% including 1.83% bonus.

Aidanmc

Marsden BS
Single Access online flexible ISA interest rate reduction to 4.30% (inc. bonus) effective from 25 October

PowerSavingMode

Aidanmc said:

Marsden BS
Single Access online flexible ISA interest rate reduction to 4.30% (inc. bonus) effective from 25 October

Marsden BS

Thanks for this. I have managed to find my email in the sp@m folder saying the same. I was going to transfer my funds to another cash ISA, but I still think the Marsden one is a fairly good rate, WITH the pretty good bonus rate ... for now.

Aidanmc

PowerSavingMode said:

Aidanmc said:

Marsden BS
Single Access online flexible ISA interest rate reduction to 4.30% (inc. bonus) effective from 25 October

Marsden BS

Thanks for this. I have managed to find my email in the sp@m folder saying the same. I was going to transfer my funds to another cash ISA, but I still think the Marsden one is a fairly good rate, WITH the pretty good bonus rate ... for now.

I never received any notification by email, but i got a letter in the post today!
Going to stick with it also

benny5

Anyone know if Virgin Money will allow a partial transfer/partial retention of funds on a maturing fixed cash ISA as I can’t see anything on the maturity documents?

Their current rates provide for only one option on fixes (1 year 4.16%) and nothing beyond that and I’m keen to fix some of the funds for up to 3 years.

Thanks.

badger09

benny5 said:

Anyone know if Virgin Money will allow a partial transfer/partial retention of funds on a maturing fixed cash ISA as I can’t see anything on the maturity documents?

Their current rates provide for only one option on fixes (1 year 4.16%) and nothing beyond that and I’m keen to fix some of the funds for up to 3 years.

Thanks.

On maturity VM FRISAs usually become whatever instant access ISA they have on offer at the time. If you want to split your maturity proceeds I suggest you open your chosen FRISA elsewhere, shortly before maturity date to secure the rate. Ensure you select ‘wait for maturity’ on the new providers form & enter the amount you want to xfer. 

Once that xfer is complete, repeat the process if you want more than 1 FRISA. Then finally xfer any Instant access ISA. 

Don’t try to do more than 1 xfer at a time. It might cause problems. 

benny5

badger09 said:

benny5 said:

Anyone know if Virgin Money will allow a partial transfer/partial retention of funds on a maturing fixed cash ISA as I can’t see anything on the maturity documents?

Their current rates provide for only one option on fixes (1 year 4.16%) and nothing beyond that and I’m keen to fix some of the funds for up to 3 years.

Thanks.

On maturity VM FRISAs usually become whatever instant access ISA they have on offer at the time. If you want to split your maturity proceeds I suggest you open your chosen FRISA elsewhere, shortly before maturity date to secure the rate. Ensure you select ‘wait for maturity’ on the new providers form & enter the amount you want to xfer. 

Once that xfer is complete, repeat the process if you want more than 1 FRISA. Then finally xfer any Instant access ISA. 

Don’t try to do more than 1 xfer at a time. It might cause problems. 

badger09 said:

benny5 said:

Anyone know if Virgin Money will allow a partial transfer/partial retention of funds on a maturing fixed cash ISA as I can’t see anything on the maturity documents?

Their current rates provide for only one option on fixes (1 year 4.16%) and nothing beyond that and I’m keen to fix some of the funds for up to 3 years.

Thanks.

On maturity VM FRISAs usually become whatever instant access ISA they have on offer at the time. If you want to split your maturity proceeds I suggest you open your chosen FRISA elsewhere, shortly before maturity date to secure the rate. Ensure you select ‘wait for maturity’ on the new providers form & enter the amount you want to xfer. 

Once that xfer is complete, repeat the process if you want more than 1 FRISA. Then finally xfer any Instant access ISA. 

Don’t try to do more than 1 xfer at a time. It might cause problems. 

Really appreciate your input.

Just received the notification on maturity which is the 24th October so I've got less than ten days to act. 

Thanks.

pecunianonolet

Moneyfarm increased the rate to 4.4% including bonus.

https://www.moneyfarm.com/uk/cash-isa/

JGal

Aidanmc said:

Marsden BS
Single Access online flexible ISA interest rate reduction to 4.30% (inc. bonus) effective from 25 October

I can't find it on their site. NLA?

Aidanmc

JGal said:

Aidanmc said:

Marsden BS
Single Access online flexible ISA interest rate reduction to 4.30% (inc. bonus) effective from 25 October

I can't find it on their site. NLA?

Yeah, NLA