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Cash ISAs: The Best Currently Available List

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Comments

  • E_zroda
    E_zroda Posts: 97 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    shawbrook have now lowered there 12 month fixed isa to 4.11%
    Phew, managed to get in just in time yesterday evening then. Last chopper from Saigon :)
    E-mailed back the scanned transfer form last night, got confirmation this morning from Shawbrook they have sent it to saffron, and just now answered via secure message Saffron's question whether indeed my ISA is moving out (for some reason they could not verify my signature). So fingers crossed for a fast turnover!

  • pecunianonolet
    pecunianonolet Posts: 1,815 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 5 September at 3:23PM
    Not sure if this was already reported but Cynergy Bank launched an Easy Access ISA at 4.35% (not flexible) on 3rd September.

    https://www.cynergybank.co.uk/personal/online-isa
  • Kim_13
    Kim_13 Posts: 3,542 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Just as I was going to transfer my matured NatWest fix into Shawbrook ☹️
  • Gambler
    Gambler Posts: 3,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kim_13 said:
    Just as I was going to transfer my matured NatWest fix into Shawbrook ☹️
    Not much help now but for future reference you could have specified the maturity date on the transfer form.
  • pecunianonolet
    pecunianonolet Posts: 1,815 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Gambler said:
    Kim_13 said:
    Just as I was going to transfer my matured NatWest fix into Shawbrook ☹️
    Not much help now but for future reference you could have specified the maturity date on the transfer form.
    Or cancel the transfer. 

    The Shawbook 1 year fixed ISA was lowered from  4.31% to 4.11% and while checking Cynergy, they also have a 1 year fixed ISA with a great rate and offer loyalty rates too. I don't expect those offers to last long.

    https://www.cynergybank.co.uk/personal/compare-accounts


  • Gambler
    Gambler Posts: 3,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gambler said:
    Kim_13 said:
    Just as I was going to transfer my matured NatWest fix into Shawbrook ☹️
    Not much help now but for future reference you could have specified the maturity date on the transfer form.
    Or cancel the transfer. 

    The Shawbook 1 year fixed ISA was lowered from  4.31% to 4.11% and while checking Cynergy, they also have a 1 year fixed ISA with a great rate and offer loyalty rates too. I don't expect those offers to last long.

    https://www.cynergybank.co.uk/personal/compare-accounts


    Worth noting that Cynergy charge 180 days loss of interest if you were to need early access when most banks charge 90.
  • Hal17
    Hal17 Posts: 361 Forumite
    Part of the Furniture 100 Posts Photogenic
    Kim_13 said:
    Just as I was going to transfer my matured NatWest fix into Shawbrook ☹️
    Likewise, I have been out all day, just got home and was just going to apply for a 1 Year Fixed ISA for my daughter. Missed that one - fortunately my wife and I opened ours 2 weeks ago. Will look to see what else is available now.
  • DodgerPot
    DodgerPot Posts: 15 Forumite
    10 Posts Name Dropper
    E_zroda said:
    shawbrook have now lowered there 12 month fixed isa to 4.11%
    Phew, managed to get in just in time yesterday evening then. Last chopper from Saigon :)
    E-mailed back the scanned transfer form last night, got confirmation this morning from Shawbrook they have sent it to saffron, and just now answered via secure message Saffron's question whether indeed my ISA is moving out (for some reason they could not verify my signature). So fingers crossed for a fast turnover!

    Phew me too ! I was dithering about where to ISA transfer out of CMC Invest to and opened Shawbrook 1year fixed only 2 days ago. Still in the transfer process but account opened at fixed 4.31%.
    I’m yet to hear how progress is going.
    fingers and toes crossed for swift transfer as CMC invest isa rate drops to 3.95% on 10/09 
  • E_zroda
    E_zroda Posts: 97 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    DodgerPot said:
    E_zroda said:
    shawbrook have now lowered there 12 month fixed isa to 4.11%
    Phew, managed to get in just in time yesterday evening then. Last chopper from Saigon :)
    E-mailed back the scanned transfer form last night, got confirmation this morning from Shawbrook they have sent it to saffron, and just now answered via secure message Saffron's question whether indeed my ISA is moving out (for some reason they could not verify my signature). So fingers crossed for a fast turnover!

    Phew me too ! I was dithering about where to ISA transfer out of CMC Invest to and opened Shawbrook 1year fixed only 2 days ago. Still in the transfer process but account opened at fixed 4.31%.
    I’m yet to hear how progress is going.
    fingers and toes crossed for swift transfer as CMC invest isa rate drops to 3.95% on 10/09 
    Lo and behold - just got an e-mail from Saffron stating the full amount has been sent to acc/sort code that display the last digits of the new Shawbrook acc/sort code. If the money shows in my new ISA tomorrow, that would be the quickest turnover I've ever witnessed!
  • DodgerPot
    DodgerPot Posts: 15 Forumite
    10 Posts Name Dropper
    E_zroda said:
    DodgerPot said:
    E_zroda said:
    shawbrook have now lowered there 12 month fixed isa to 4.11%
    Phew, managed to get in just in time yesterday evening then. Last chopper from Saigon :)
    E-mailed back the scanned transfer form last night, got confirmation this morning from Shawbrook they have sent it to saffron, and just now answered via secure message Saffron's question whether indeed my ISA is moving out (for some reason they could not verify my signature). So fingers crossed for a fast turnover!

    Phew me too ! I was dithering about where to ISA transfer out of CMC Invest to and opened Shawbrook 1year fixed only 2 days ago. Still in the transfer process but account opened at fixed 4.31%.
    I’m yet to hear how progress is going.
    fingers and toes crossed for swift transfer as CMC invest isa rate drops to 3.95% on 10/09 
    Lo and behold - just got an e-mail from Saffron stating the full amount has been sent to acc/sort code that display the last digits of the new Shawbrook acc/sort code. If the money shows in my new ISA tomorrow, that would be the quickest turnover I've ever witnessed!
    Wow that’s impressive pleased for you 
    I’ve heard no more from Shawbrook apart from they’ve received my transfer form and account is showing as open, and no word from CMC Invest transfer out 

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