Cash ISAs: The Best Currently Available List

Beeblebr0x

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

ShinyStarlight1

flaneurs_lobster said:

ShinyStarlight1 said:

Thanks Flaneurs but it no longer shows the first page - it used to! It now just shows the preceding page and, as interested as I am in this topic, I can’t press that backwards button more than 800 times!

Odd, works for me.

As the old cliche says, can you try another browser?

EDIT Stick /p1 at the end of this page's address?

https://forums.moneysavingexpert.com/discussion/401374/cash-isas-the-best-currently-available-list/p1

  Thanks 🥰

Velvet_Monkey

Beeblebr0x said:

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

I was told by their customer support that initially it was demand, then when they tried to enable it again, it was 'technical issues'. 
To be honest my interaction with Tembo to date is not giving me a warm safe feeling. Contradictory and confusing information, and lack of information. 
At one point they even said the reason they couldn't tell me how much of my money was lodged with which licenced institution for fscs protection, was because as they moved it around, they didn't know at any specific moment in time where it was....! 
I'd assume that's just inexperienced customer support.
But going flexible ISA with monument at 4.76% seems a better bet to me than Tembo at 4.8 currently. 

flobbalobbalob

Velvet_Monkey said:

Beeblebr0x said:

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

I was told by their customer support that initially it was demand, then when they tried to enable it again, it was 'technical issues'. 
To be honest my interaction with Tembo to date is not giving me a warm safe feeling. Contradictory and confusing information, and lack of information. 
At one point they even said the reason they couldn't tell me how much of my money was lodged with which licenced institution for fscs protection, was because as they moved it around, they didn't know at any specific moment in time where it was....! 
I'd assume that's just inexperienced customer support.
But going flexible ISA with monument at 4.76% seems a better bet to me than Tembo at 4.8 currently. 

Which makes you wonder what happens if Tembo or one of their banks went bust. How could the FSCS work out what compensation you should receive?

masonic

flobbalobbalob said:

Velvet_Monkey said:

Beeblebr0x said:

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

I was told by their customer support that initially it was demand, then when they tried to enable it again, it was 'technical issues'. 
To be honest my interaction with Tembo to date is not giving me a warm safe feeling. Contradictory and confusing information, and lack of information. 
At one point they even said the reason they couldn't tell me how much of my money was lodged with which licenced institution for fscs protection, was because as they moved it around, they didn't know at any specific moment in time where it was....! 
I'd assume that's just inexperienced customer support.
But going flexible ISA with monument at 4.76% seems a better bet to me than Tembo at 4.8 currently. 

Which makes you wonder what happens if Tembo or one of their banks went bust. How could the FSCS work out what compensation you should receive?

There is a difference between a customer service adviser not having access to real time information on where each customer's money is held, and there being no record of it.

Beeblebr0x

Velvet_Monkey said:

Beeblebr0x said:

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

I was told by their customer support that initially it was demand, then when they tried to enable it again, it was 'technical issues'. 
To be honest my interaction with Tembo to date is not giving me a warm safe feeling. Contradictory and confusing information, and lack of information. 
At one point they even said the reason they couldn't tell me how much of my money was lodged with which licenced institution for fscs protection, was because as they moved it around, they didn't know at any specific moment in time where it was....! 
I'd assume that's just inexperienced customer support.
But going flexible ISA with monument at 4.76% seems a better bet to me than Tembo at 4.8 currently. 

Many thanks for the info. I'll look into moving my money into my Moneybox account.

friolento

pecunianonolet said:

I am done with Moneybox. Hoping for my complaint to lead to some compensation and payment of the loss of interest I had (10 days) and all I will use them for is 2 direct debits a month. Otherwise will only touch them with a barge pole.

I have closed my Moneybox account altogether for now, and will only go back there if they have a market leading account I am eligible for. May be.

Velvet_Monkey

masonic said:

flobbalobbalob said:

Velvet_Monkey said:

Beeblebr0x said:

Tembo still not accepting cash ISA transfer ins due to high demand. Christ on a bike, it's now mid April.

I was told by their customer support that initially it was demand, then when they tried to enable it again, it was 'technical issues'. 
To be honest my interaction with Tembo to date is not giving me a warm safe feeling. Contradictory and confusing information, and lack of information. 
At one point they even said the reason they couldn't tell me how much of my money was lodged with which licenced institution for fscs protection, was because as they moved it around, they didn't know at any specific moment in time where it was....! 
I'd assume that's just inexperienced customer support.
But going flexible ISA with monument at 4.76% seems a better bet to me than Tembo at 4.8 currently. 

Which makes you wonder what happens if Tembo or one of their banks went bust. How could the FSCS work out what compensation you should receive?

There is a difference between a customer service adviser not having access to real time information on where each customer's money is held, and there being no record of it.

Indeed. But it's important information for some, and should be available. 

Kim_13

Moneybox

I had a Lifetime ISA with them that I transferred out (and know that I am not allowed one of those as a result) but don't know if I would be ineligible for the Cash ISA also.

Either way I won't be rushing there, as I'm happy with the ISAs I have at present (though I do need to find something to do with a couple of maturing fixes later this year.)

sammy_zammy

Kim_13 said:

Moneybox

I had a Lifetime ISA with them that I transferred out (and know that I am not allowed one of those as a result) but don't know if I would be ineligible for the Cash ISA also.

Either way I won't be rushing there, as I'm happy with the ISAs I have at present (though I do need to find something to do with a couple of maturing fixes later this year.)

You can open a new cash ISA, the only restriction on returning is for accounts you’ve previously had.