Cash ISAs: The Best Currently Available List

flaneurs_lobster

pecunianonolet said:

Chip ISA

Does anyone know if the account details Chip provides are unique? 

Trying to transfer out to CMC and Chip doesn't appear in their drop down list. Called CMC and was told I should enter details manually. So get a field for account number and an optional field for the sort code. Can obtain both bits of info when I go into Chip and select manual pay in. This is where I also see my unique reference number. 

However, I only have the account number and sort code fields when I want to initiate a transfer to CMC and fear that it will end up in chaos if I can't provide this unique reference number and they may not find it, refuse it, etc.

Hesitating if I should transfer first to a different provider e.g. Coventry and back out again?

Can only relate that my transfer from Chip to VM last year was done by quoting just sort code / account no.

pecunianonolet

flaneurs_lobster said:

pecunianonolet said:

Chip ISA

Does anyone know if the account details Chip provides are unique? 

Trying to transfer out to CMC and Chip doesn't appear in their drop down list. Called CMC and was told I should enter details manually. So get a field for account number and an optional field for the sort code. Can obtain both bits of info when I go into Chip and select manual pay in. This is where I also see my unique reference number. 

However, I only have the account number and sort code fields when I want to initiate a transfer to CMC and fear that it will end up in chaos if I can't provide this unique reference number and they may not find it, refuse it, etc.

Hesitating if I should transfer first to a different provider e.g. Coventry and back out again?

Can only relate that my transfer from Chip to VM last year was done by quoting just sort code / account no.

Thank you, that seems like the details are unique in that case. I'll give it a shot and fingers crossed it all goes through smoothly. 

john1950

I opened a flexible cash ISA with Skipton Building Society on the 6th April which went quite well and I paid in my 25/26 allowance to the account the following day. They stated that a registration code had been posted to me which would take 2 to 3 business days and give me full access to the account. It is a flexible isa but until this registration code arrives by post I cannot access the money. I rang them last thursday and was told the letter with the registration code would be with me the following day which of course did not happen. Still no letter so still no access to most of the accounts actions.
I had thought that using a known Building Society would be less hassle than using an App based provider but I think that I may be mistaken.
Does anyone have any experience with Skipton and this registration procedure. I am mindful to ask about the 14 day cancellation in their terms but I suspect they will resist that or suggest I need to visit a Branch (none near me).
I could initiate a transfer but doubtful they would permit that.

2010

I've always found Skipton to be very helpful.
They've got an online chat and also a freefone number as well as an app.
Communication should be very easy to sort matters out.

Kazza242

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

friolento

Kazza242 said:

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

Unless they have changed their rules and their systems in the last 24 hours, this is sadly not available to current or previous Moneybox ISA holders.

moi

friolento said:

Kazza242 said:

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

Unless they have changed their rules and their systems in the last 24 hours, this is sadly not available to current or previous Moneybox ISA holders.

Since the "Open Access Cash ISA" a different product to the "Cash ISA" (which I have), I thought it was worth a message to ask Moneybox if one could have the "Open Access" version instead, but they said no.

Middle_Sister

friolento said:

Kazza242 said:

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

Unless they have changed their rules and their systems in the last 24 hours, this is sadly not available to current or previous Moneybox ISA holders.

I think you're right. I queried this and was told I was free to move my money elsewhere.  Way to keep customers - not. 

Kazza242

friolento said:

Kazza242 said:

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

Unless they have changed their rules and their systems in the last 24 hours, this is sadly not available to current or previous Moneybox ISA holders.

The interest rate of 5.00% (which was previously 4.57%) of the Moneybox Open Access Cash ISA is available to new customers only, who have applied for the ISA on or after the 11/04/2025.  It is a good rate for all those eligible for the enhanced rate.  

friolento

Kazza242 said:

friolento said:

Kazza242 said:

The Moneybox Open Access Cash ISA interest rate has been increased to 5.00%.

The rate includes a 1.00% bonus for the first 12 months.  

Open the cash ISA with £500.  It accepts transfers in from other ISA providers.

The new rate has been added to the first post of this thread.

Unless they have changed their rules and their systems in the last 24 hours, this is sadly not available to current or previous Moneybox ISA holders.

The interest rate of 5.00% (which was previously 4.57%) of the Moneybox Open Access Cash ISA is available to new customers only, who have applied for the ISA on or after the 11/04/2025.  It is a good rate for all those eligible for the enhanced rate.  

Yes of course it is a really good rate for those who are eligible. But if you have an existing Moneybox ISA, or ever had a Moneybox ISA, you are not eligible as you are not considered a new customer. Like First Direct, Moneybox appear to have an everlasting memory of their customers, so closing/deleting your account doesn’t make you eligible.