Cash ISAs: The Best Currently Available List

Rheumatoid

badger09 said:

Coventry Centrepoint ISA

I decided to lock in FR @ 4.5% & xfer from a  Virgin Money variable rate @ 4.51%

Opened Coventry ISA & requested xfer in OLB Sat 8/2. Slightly concerned at no acknowledgement, but transfer completed today 11/2. 

Exactly how it should work but doesn’t always. 

Sounds like a plan.  Might shift out of their 4.55% 6 access variable 

1spiral

I'm in the process of transferring to Principality from Zopa.

Posted application to Principality on 29/1 as they need a "wet" signature. They posted request to Zopa on 4/2. As of today, still no movement.  (Yawn)

CuparLad

1spiral said:

I'm in the process of transferring to Principality from Zopa.

Posted application to Principality on 29/1 as they need a "wet" signature. They posted request to Zopa on 4/2. As of today, still no movement.  (Yawn)

Doing exactly the same with the same outcome, so don't take it personally.

Rusty190

flaneurs_lobster said:

badger09 said:

Coventry Centrepoint ISA

I decided to lock in FR @ 4.5% & xfer from a  Virgin Money variable rate @ 4.51%

Opened Coventry ISA & requested xfer in OLB Sat 8/2. Slightly concerned at no acknowledgement, but transfer completed today 11/2. 

Exactly how it should work but doesn’t always. 

Two working days? Very impressive. 

I've recently transferred 5 ISA's from various folks to other folk.
By far and away the speediest, least stressful transfer was from Nottingham BS to Coventry Centrepoint Isa. 

akh43

I opened my Coventry late on Thursday night and the Virgin iSA was there when I logged on next day, quickest I recall, especially from Virgin. Disappointing when checking Virgin site as no sign whatsoever of my transferred ISA so I could download a final statement.

pecunianonolet

akh43 said:

I opened my Coventry late on Thursday night and the Virgin iSA was there when I logged on next day, quickest I recall, especially from Virgin. Disappointing when checking Virgin site as no sign whatsoever of my transferred ISA so I could download a final statement.

Final statement will come by post in the next days from Virgin. 

Washakie

I am also interested in opening the Coventry Centrepoint ISA but have a question:

I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.

akh43

Washakie said:

I am also interested in opening the Coventry Centrepoint ISA but have a question:

I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.

This is what it says in the summary: This is a limited issue ISA and you have a limited time to pay in. We must receive the first payment into the account, and any other payments in (including ISA transfer instructions) within 14 calendar days of us accepting your application, or while the account is still open to new investors, whichever is longer. 

badger09

Washakie said:

I am also interested in opening the Coventry Centrepoint ISA but have a question:

I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.

In principle, yes, but as above, it depends when your Skipton ISA matures. You basically have 14 days to either add new money or initiate a transfer. If it’s a transfer, the funds need to be available with 30 days.

1spiral

CuparLad said:

1spiral said:

I'm in the process of transferring to Principality from Zopa.

Posted application to Principality on 29/1 as they need a "wet" signature. They posted request to Zopa on 4/2. As of today, still no movement.  (Yawn)

Doing exactly the same with the same outcome, so don't take it personally.

I don't. It does beg the question though why in this day and age, there are still some antiquated methods. Apparently Principality do do electronic transfers, its just Zopa are not on their list.

Still got a long way to go to beat a Yorkshire to Metro bank transfer that took nearly 3 weeks from leaving my YBS account to being credited with Metro. I calculated that the better rate with MB took around 2 months to break even on what I'd lost had I stayed with YBS.