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Cash ISAs: The Best Currently Available List

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  • flaneurs_lobster
    flaneurs_lobster Posts: 6,633 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    badger09 said:
    Coventry Centrepoint ISA

    I decided to lock in FR @ 4.5% & xfer from a  Virgin Money variable rate @ 4.51%
    Opened Coventry ISA & requested xfer in OLB Sat 8/2. Slightly concerned at no acknowledgement, but transfer completed today 11/2. 
    Exactly how it should work but doesn’t always. 
    Two working days? Very impressive. 
  • Rheumatoid
    Rheumatoid Posts: 1,006 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    badger09 said:
    Coventry Centrepoint ISA

    I decided to lock in FR @ 4.5% & xfer from a  Virgin Money variable rate @ 4.51%
    Opened Coventry ISA & requested xfer in OLB Sat 8/2. Slightly concerned at no acknowledgement, but transfer completed today 11/2. 
    Exactly how it should work but doesn’t always. 
    Sounds like a plan.  Might shift out of their 4.55% 6 access variable 
    16 Panel (250W JASolar) 4kWp, facing 170 degrees, 40 degree slope, Solis Inverter. Installed 29/9/2015 - £4700 (Norfolk Solar Together Scheme); 9.6kWh US2000C Pylontech batteries + Solis Inverter installed 12/4/2022 Year target (PVGIS-CMSAF) = 3880kWh - Installer estimate 3452 kWh:Average over 6 years = 4400 :j
  • 1spiral
    1spiral Posts: 308 Forumite
    100 Posts First Anniversary Name Dropper
    I'm in the process of transferring to Principality from Zopa.
    Posted application to Principality on 29/1 as they need a "wet" signature. They posted request to Zopa on 4/2. As of today, still no movement.  (Yawn)
  • CuparLad
    CuparLad Posts: 146 Forumite
    100 Posts First Anniversary Name Dropper
    1spiral said:
    I'm in the process of transferring to Principality from Zopa.
    Posted application to Principality on 29/1 as they need a "wet" signature. They posted request to Zopa on 4/2. As of today, still no movement.  (Yawn)
    Doing exactly the same with the same outcome, so don't take it personally.
  • Rusty190
    Rusty190 Posts: 214 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    badger09 said:
    Coventry Centrepoint ISA

    I decided to lock in FR @ 4.5% & xfer from a  Virgin Money variable rate @ 4.51%
    Opened Coventry ISA & requested xfer in OLB Sat 8/2. Slightly concerned at no acknowledgement, but transfer completed today 11/2. 
    Exactly how it should work but doesn’t always. 
    Two working days? Very impressive. 
    I've recently transferred 5 ISA's from various folks to other folk.
    By far and away the speediest, least stressful transfer was from Nottingham BS to Coventry Centrepoint Isa. 
  • akh43
    akh43 Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I opened my Coventry late on Thursday night and the Virgin iSA was there when I logged on next day, quickest I recall, especially from Virgin. Disappointing when checking Virgin site as no sign whatsoever of my transferred ISA so I could download a final statement.
  • pecunianonolet
    pecunianonolet Posts: 1,782 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    akh43 said:
    I opened my Coventry late on Thursday night and the Virgin iSA was there when I logged on next day, quickest I recall, especially from Virgin. Disappointing when checking Virgin site as no sign whatsoever of my transferred ISA so I could download a final statement.
    Final statement will come by post in the next days from Virgin. 
  • I am also interested in opening the Coventry Centrepoint ISA but have a question:

    I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.
  • akh43
    akh43 Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Washakie said:
    I am also interested in opening the Coventry Centrepoint ISA but have a question:

    I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.
    This is what it says in the summary: This is a limited issue ISA and you have a limited time to pay in. We must receive the first payment into the account, and any other payments in (including ISA transfer instructions) within 14 calendar days of us accepting your application, or while the account is still open to new investors, whichever is longer. 



  • badger09
    badger09 Posts: 11,618 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Washakie said:
    I am also interested in opening the Coventry Centrepoint ISA but have a question:

    I currently have a fixed rate cash ISA with Skipton (opened 2 years ago) that is about to mature.  Does anyone know if I can fund the Coventry ISA by just transferring the Skipton ISA to Coventry?  I have used all my ISA allowance for the current tax year so I won't be able to pay any new money into the Coventry account.
    In principle, yes, but as above, it depends when your Skipton ISA matures. You basically have 14 days to either add new money or initiate a transfer. If it’s a transfer, the funds need to be available with 30 days.
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