Cash ISAs: The Best Currently Available List

2010

Charter EA ISA increased to 4.55% issue 50.

Bridlington1

pecunianonolet said:

Bridlington1 said:

Apologies if it's been mentioned already but Chip Cash ISA pays a boosted rate of 5.12% (0.28% boost on top of their usual cash ISA rate for 12 months) for those who enter the promotion code ISABOOST and deposit £1 in the account before 23:59 tonight (22/9/24).

This is only available to new customers, which if I'm reading the Ts&Cs correctly is anyone who has used Chip for less than 14 days at the time of entering the promotion code.

To stay with the theme I beat you to it here 

Touché, the offending post has now been deleted.

where_are_we

Thanks to Pecunianonolet I opened a Chip ISA yesterday, as a new customer, with an added bonus of .28% making it 5.12% all told (now NLA). Luckily I hadn`t got round to Chip`s other offerings previously. It tracks the BOE interest rate so presumedly it will follow this instantly. Rather annoyingly they do not allow a joint current account as the linked current account. As a Chip "newbie" how do you log out?

pecunianonolet

where_are_we said:

Thanks to Pecunianonolet I opened a Chip ISA yesterday, as a new customer, with an added bonus of .28% making it 5.12% all told (now NLA). Luckily I hadn`t got round to Chip`s other offerings previously. It tracks the BOE interest rate so presumedly it will follow this instantly. Rather annoyingly they do not allow a joint current account as the linked current account. As a Chip "newbie" how do you log out?

Glad to hear you could benefit from the offer and the great rate. You just close the Chip app on your phone really but you can modify the login settings. Click in the app on Profile --> Secure Login and you can modify settings there. 

pookey

gt94sss2 said:

pookey said:

So my Virgin isa matures on 24/9/24 can i set up trading 212 and set up an isa transfer? Or is it better to set up the trading 212 isa account and give Virgin the details for the transfer once it's matured please?

I'm not sure which way will be more efficient

You need to inform the provider who you want the ISA transferred too who then deal/coordinate with your existing provider.

As such, open the T212 account and provide them with the details of your Virgin account once it has matured. 

With most providers you can submit the details early and select an option for them to request the ISA transfer is only completed once any fixed period has finished once but T212 don't currently offer that option.

Thank you, 
When i try to transfer on the trading 212 App it doesn't find Virgin to start the transfer process. 


Also i can't see to find the account details sorry code and account number on the trading 212 isa to give to Virgin. Do you know how to find it on the app please?


**edit** I found it, so hopefully all goes through ok

where_are_we

pecunianonolet said:

where_are_we said:

Thanks to Pecunianonolet I opened a Chip ISA yesterday, as a new customer, with an added bonus of .28% making it 5.12% all told (now NLA). Luckily I hadn`t got round to Chip`s other offerings previously. It tracks the BOE interest rate so presumedly it will follow this instantly. Rather annoyingly they do not allow a joint current account as the linked current account. As a Chip "newbie" how do you log out?

Glad to hear you could benefit from the offer and the great rate. You just close the Chip app on your phone really but you can modify the login settings. Click in the app on Profile --> Secure Login and you can modify settings there. 

Did as you suggested. Only able to change pin. Secure login toggle switch dead. So no log out method available.

Johnny-Cage

where_are_we said:

pecunianonolet said:

where_are_we said:

Thanks to Pecunianonolet I opened a Chip ISA yesterday, as a new customer, with an added bonus of .28% making it 5.12% all told (now NLA). Luckily I hadn`t got round to Chip`s other offerings previously. It tracks the BOE interest rate so presumedly it will follow this instantly. Rather annoyingly they do not allow a joint current account as the linked current account. As a Chip "newbie" how do you log out?

Glad to hear you could benefit from the offer and the great rate. You just close the Chip app on your phone really but you can modify the login settings. Click in the app on Profile --> Secure Login and you can modify settings there. 

Did as you suggested. Only able to change pin. Secure login toggle switch dead. So no log out method available.

Strange I have a toggle for FaceID 

elkiedee

I just logged into the Coventry Building Society website to check a couple of things. My Four Access ISA account rate (opened March 2024) had dropped from 4.4 to 4.3% (4.22% paid monthly) this month - not the top rate but the balance between access and rate suited me - but I noticed that they've launched a new Online only version at 4.8% (4.7% paid monthly) but still with 4 withdrawals in a year (with penalties for further withdrawals) so very similar t&cs. 

So this evening I've applied for the new account online and transferred my money from the old ISA (1st withdrawal so totally within terms and conditions) to the new one. The rate's variable so may well be cut again but it's a good deal for now, and much less hassle than moving my money to a new provider. 

4.8% wouldn't top the updated table at the beginning of this thread, but lower on the list ISAs offering similar or slightly less with only one withdrawal allowed are shown there.

Aidanmc

elkiedee said:

I just logged into the Coventry Building Society website to check a couple of things. My Four Access ISA account rate (opened March 2024) had dropped from 4.4 to 4.3% (4.22% paid monthly) this month - not the top rate but the balance between access and rate suited me - but I noticed that they've launched a new Online only version at 4.8% (4.7% paid monthly) but still with 4 withdrawals in a year (with penalties for further withdrawals) so very similar t&cs. 

So this evening I've applied for the new account online and transferred my money from the old ISA (1st withdrawal so totally within terms and conditions) to the new one. The rate's variable so may well be cut again but it's a good deal for now, and much less hassle than moving my money to a new provider. 

4.8% wouldn't top the updated table at the beginning of this thread, but lower on the list ISAs offering similar or slightly less with only one withdrawal allowed are shown there.

I thought the Four access ISA was 4.8%, reduced from 5.05% earlier this month

savit4l8er

Four Access ISA online 2 was 5.05, now 4.8. Four Access ISA 2 is lower @ 4.3.