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Cash ISAs: The Best Currently Available List

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  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    csw5780 said:
    2010 said:
    2010 said:
    2010 said:
    VM the current 1yr exclusive @ 5.05% must be due to be cut given the nearest rival is down at 4.70% and others have cut lower,
    The current 5.05% has a maturity of 29/8/25.
    So it could be cut after this comng Thursday.
    Pulled, now at 4.75%. issue 15

    https://uk.virginmoney.com/savings/products/1_year_fixed_rate_cash_isa_exclusive_issue_15/
    Issue 14 will have 30 days from today then to make any remaining deposits
    And AFAIK, six weeks for any transfers in from other providers.
    I've got a fixed Virgin maturing on 30th September. Does this mean I will or won't be able to transfer it to my Issue 14 upon maturity?
    Unlikely as:
    “ Thanks for opening a Virgin Money Fixed Rate Cash ISA Exclusive Issue 14. Please note, you can only add money until 5pm on 27/09/2024.”
    Very likely as:
    When you open issue 14 the T&C state you can transfer a cash ISA into it up to six weeks from the issue being withdrawn.

  • Bobblehat said:
    VM 1YR Fix ISA Issue14 (NLA)

    I must give Virgin a thumbs up for speedily transferring in my Coventry LIM ACC ISA today ... in less than 24 hours of me opening the VM Issue 14 yesterday! No problem with having previous years of contributions plus £20K of this years contribution in the Coventry ISA, all done very easily online, including the application for the VM ISA!

    Looks like I timed it well ... Coventry ISA drops to 4.7% on 02/09 and the Virgin ISA Fixed at 5.05% 😊
    Same here. All funds transferred today from Nationwide to the VM Fixed Rate Cash ISA Issue 14 after initiating the new account opening and transfer request a few days ago on Sunday 25th August 2024.

    I also received the M Plus Debit Card in the post today after opening that account on Saturday 24th August 2024.

    Very impressed so far with Virgin Money  :)
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Charter 1yr fixed ISA increased tp 4.67%
  • poseidon1
    poseidon1 Posts: 1,355 Forumite
    1,000 Posts First Anniversary Name Dropper
    2010 said:
    Charter 1yr fixed ISA increased tp 4.67%
    Appreciate the update! Had just set up a fixed rate with them a few days back to receive forthcoming maturity proceeds.

    On the back of your post , phoned them to shut down that account and have now set up the new in readiness. Will keep an eye on this thread, since if you snooze you lose!
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 September 2024 at 1:53PM
    Virgin Money1 Year Fixed Rate Cash ISA Exclusive Issue 16 4.61%
    Another cut from 4.75%.

  • May have been mentionedbefore if so apologies.

    Have just seen Marsden online easy Access ISA at 4.85% .  Min to open £5,000 though.  Accepts transfers in of past and current years contributions.
  • gwapenut
    gwapenut Posts: 1,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    May have been mentionedbefore if so apologies.

    Have just seen Marsden online easy Access ISA at 4.85% .  Min to open £5,000 though.  Accepts transfers in of past and current years contributions.
    Just to note, it's postal transfers only, not electronic
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 15 September 2024 at 11:35AM
    Charter ISA options on maturity include do nothing and it rolls into an easy access variable ISA paying 4.3% currently, keeping the same sort and account number.
    Ideal if you intend to transfer to another provider or just want a variable rate ISA.
    Pity other providers don`t do the same.
    Some roll it into a measily 0.10% variable ISA.
  • gwapenut said:
    May have been mentionedbefore if so apologies.

    Have just seen Marsden online easy Access ISA at 4.85% .  Min to open £5,000 though.  Accepts transfers in of past and current years contributions.
    Just to note, it's postal transfers only, not electronic
    Also not flexible though deposits can be made throughout the 24/25 tax year
  • gwapenut said:
    May have been mentionedbefore if so apologies.

    Have just seen Marsden online easy Access ISA at 4.85% .  Min to open £5,000 though.  Accepts transfers in of past and current years contributions.
    Just to note, it's postal transfers only, not electronic
    Also not flexible though deposits can be made throughout the 24/25 tax year
    One useful thing about it though is that Marsden BS allows deposits by debit card online. 
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