Cash ISAs: The Best Currently Available List

Sussex_Green_Man

Logen said:

Kent Reliance One Year Fixed Rate ISA, issue 99:  4.94%.
Launched 5th July.

Issue 99 now withdrawn, replaced with Issue 100 paying 4.91% AER launched 23rd July.

dosh37

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

csw5780

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

It’s not easy access it’s 5 access. 

gravel_2

csw5780 said:

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

It’s not easy access it’s 5 access. 

Still counts as easy access. Indeed on both the MSE cash ISA and savings page they list other accounts with limited number of withdrawals.

dosh37

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

The MSE list given on the link below includes this:-

====

Principality BS Online Bonus ISA (issue 6) - 4.75%
Minimum deposit: £1.
Operated via: Internet.
Notes: This is a flexible cash ISA.
Important: Rate includes a 0.65% bonus for the first year.

====

https://forums.moneysavingexpert.com/discussion/401374/cash-isas-the-best-currently-available-list/p1

That suggests that the previous issue that was paying 5% has been replaced with another issue paying 4.75%

However the link to the Principality BS webpage given in the MSE list above gives a 'Page Not Found' error.

The Principality BS URLs still show the rate as 5%.

See:-

https://www.principality.co.uk/en/savings-accounts/isas

https://www.principality.co.uk/savings-accounts/isas/Online-Bonus-5-Access-Cash-ISA

Perhaps Principality have not yet updated their website.

I have recently opened an account and am in the process of transferring in an existing ISA.

Hopefully I will get the 5% rate?

Update:

The account name given in the broken MSE link relates to Principality BS Online Bonus ISA (issue 6)

The name is different to the 'Online-Bonus-5-Access-Cash-ISA'.

I am confused.

Update 2:

The MSE list includes a separate link that does work:-

====

Principality BS Branch 5 Access Bonus Cash ISA (issue 2) - 4.60% **New
Minimum deposit: £1.
Operated via: Branch, Internet or Post.
Notes: This is a flexible cash ISA. Allows 5 penalty-free withdrawals per tax year.
Important: Rate includes a 1.05% bonus for the first year.

====

This account name includes the word 'Branch' even though the MSE description indicates it can also be operated over the internet. According to the Principality website, this account can only be opened in a branch.

This account exists in addition to the 'Online' account but only pays 4.6% rather than 5%.

It doesn't explain why the Online account is missing from the MSE Top easy-access cash ISAs list.

t1redmonkey

I've just noticed the Chip ISA has been reduced down to 4.84%.

gwapenut

t1redmonkey said:

I've just noticed the Chip ISA has been reduced down to 4.84%.

It tracks the base rate.

Dizzycap

fletcher1985 said:

just been on chip and my isa has dropped from 5.10% to 4.84%

Yes, and without any notice!

I've just transfered my Chip ISA to Trading 121 who are still presently offering 5.2% - Although, if you need to withdraw monies, expect to wait 3 days for monies to arrive in your nominated account.

Growingold

ZOPA Smart ISA reducing to 4.80% (including bonus) on 19th August.    A decrease of 0.28%

rallycurve

Shawbrook 1 year fixed cash ISA reduced today to 4.68% (from 4.96%)