Cash ISAs: The Best Currently Available List

ortolickus

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

Aidanmc

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

buzzman888

I have put away the full amount into an ISA for this year but my existing ISA provider (from last year) is reducing its interest rate. Can I transfer it to another provider as the only amount to be going into the account? So to open the account with a request to transfer the funds across? 

pecunianonolet

buzzman888 said:

I have put away the full amount into an ISA for this year but my existing ISA provider (from last year) is reducing its interest rate. Can I transfer it to another provider as the only amount to be going into the account? So to open the account with a request to transfer the funds across? 

Yes you can transfer the full amount to another provider, unless your current ISA comes with restrictions.

Wheres_My_Cashback

BigBlueSky said:

Wheres_My_Cashback said:

Just a note to say that if anyone is thinking of transferring into the T212 cash ISA I have just done it and it took 7 days, but that was delayed 1 day by me as I needed to sign a form.

Funds were shown as allocated to JPM 16%/NAT WEST 40%/BAR 44% by day 8.

Out of interest did you also experience a gap between earning interest from your previous provider to start earning interest from Trading212 ?

Yes, it's in the T&Cs that interest is earnt from the day after deposit, probably because it's not been allocated to the other banks until day 2.
They are not the only organisation to do this.

ortolickus

Aidanmc said:

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

Thanks - i think i've had more problems navigating this website than any other i can remember in 30 years. Actually, if i move the cursor at normal speed to outside the box, nothing happens. It's only when i move it out (or back in again) slowly that the scroll bar shows; if i move too quickly, it doesn't show up at all. And the scroll wheel on the mouse works intermittently as the scroll bar comes and goes...

I'm sure it works great on a smartphone.

Aidanmc

ortolickus said:

Aidanmc said:

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

Thanks - i think i've had more problems navigating this website than any other i can remember in 30 years. Actually, if i move the cursor at normal speed to outside the box, nothing happens. It's only when i move it out (or back in again) slowly that the scroll bar shows; if i move too quickly, it doesn't show up at all. And the scroll wheel on the mouse works intermittently as the scroll bar comes and goes...

I'm sure it works great on a smartphone.

Yes, i see what you mean. If i move the cursor back and forwards over the box boundary line the scroll bar doesnt show up. Its only when i actually stop the cursor just inside the box boundary line that the grey scroll bar shows.

To be honest i never noticed that before, guess i must just stop automatically inside the line.

StayinAlive

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. I now see they have a "Online Bonus 5 Access Cash ISA" which has a rate of 5.0% (clearly AER) including 1.45% bonus. Bit confusing but clearly different accounts. Anyone else with the Issue 5 account that can confirm if 4.85 is aer or basic interest rate - by my reckoning a rate of 4.85 equates to only 4.95 AER anyway.

Either way, I guess it would be best to transfer to this new account (5 Access is no problem and both are flexible).

gt94sss2

StayinAlive said:

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. 

https://www.principality.co.uk/-/media/PBS/Savings/account-terms/Offsale-Variable-Rate-Products.pdf

4.85% AER

Sussex_Green_Man

StayinAlive said:

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. I now see they have a "Online Bonus 5 Access Cash ISA" which has a rate of 5.0% (clearly AER) including 1.45% bonus. Bit confusing but clearly different accounts. Anyone else with the Issue 5 account that can confirm if 4.85 is aer or basic interest rate - by my reckoning a rate of 4.85 equates to only 4.95 AER anyway.

Either way, I guess it would be best to transfer to this new account (5 Access is no problem and both are flexible).

They are two different products.  I have an Online Bonus ISA Issue 5 as well.  This is paying 4.85% (including bonus). The new priduct, Online 5 Access Cash ISA, pays 5% (including bonus).  The '5' in the account name refers to neither the percentage nor an issue number.  It refers to the number of withdrawls allowed per year.