Cash ISAs: The Best Currently Available List

Aidanmc

ortolickus said:

Aidanmc said:

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

Thanks - i think i've had more problems navigating this website than any other i can remember in 30 years. Actually, if i move the cursor at normal speed to outside the box, nothing happens. It's only when i move it out (or back in again) slowly that the scroll bar shows; if i move too quickly, it doesn't show up at all. And the scroll wheel on the mouse works intermittently as the scroll bar comes and goes...

I'm sure it works great on a smartphone.

Yes, i see what you mean. If i move the cursor back and forwards over the box boundary line the scroll bar doesnt show up. Its only when i actually stop the cursor just inside the box boundary line that the grey scroll bar shows.

To be honest i never noticed that before, guess i must just stop automatically inside the line.

StayinAlive

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. I now see they have a "Online Bonus 5 Access Cash ISA" which has a rate of 5.0% (clearly AER) including 1.45% bonus. Bit confusing but clearly different accounts. Anyone else with the Issue 5 account that can confirm if 4.85 is aer or basic interest rate - by my reckoning a rate of 4.85 equates to only 4.95 AER anyway.

Either way, I guess it would be best to transfer to this new account (5 Access is no problem and both are flexible).

gt94sss2

StayinAlive said:

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. 

https://www.principality.co.uk/-/media/PBS/Savings/account-terms/Offsale-Variable-Rate-Products.pdf

4.85% AER

Sussex_Green_Man

StayinAlive said:

Principality

Couple of months ago the OH opened a "Online Bonus ISA Issue 5" which was quoted as 4.85% (including 0.75% bonus). I assumed this was AER but I can't find any reference now to it and it does not say on the account details or accompanting letter. I now see they have a "Online Bonus 5 Access Cash ISA" which has a rate of 5.0% (clearly AER) including 1.45% bonus. Bit confusing but clearly different accounts. Anyone else with the Issue 5 account that can confirm if 4.85 is aer or basic interest rate - by my reckoning a rate of 4.85 equates to only 4.95 AER anyway.

Either way, I guess it would be best to transfer to this new account (5 Access is no problem and both are flexible).

They are two different products.  I have an Online Bonus ISA Issue 5 as well.  This is paying 4.85% (including bonus). The new priduct, Online 5 Access Cash ISA, pays 5% (including bonus).  The '5' in the account name refers to neither the percentage nor an issue number.  It refers to the number of withdrawls allowed per year.

Sussex_Green_Man

Logen said:

Kent Reliance One Year Fixed Rate ISA, issue 99:  4.94%.
Launched 5th July.

Issue 99 now withdrawn, replaced with Issue 100 paying 4.91% AER launched 23rd July.

dosh37

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

csw5780

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

It’s not easy access it’s 5 access. 

gravel_2

csw5780 said:

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

It’s not easy access it’s 5 access. 

Still counts as easy access. Indeed on both the MSE cash ISA and savings page they list other accounts with limited number of withdrawals.

dosh37

dosh37 said:

Any idea why Principality BS 'Online Bonus 5 Access Cash ISA' (5%) no longer appears in the MSE Top easy-access cash ISAs list?

The MSE list given on the link below includes this:-

====

Principality BS Online Bonus ISA (issue 6) - 4.75%
Minimum deposit: £1.
Operated via: Internet.
Notes: This is a flexible cash ISA.
Important: Rate includes a 0.65% bonus for the first year.

====

https://forums.moneysavingexpert.com/discussion/401374/cash-isas-the-best-currently-available-list/p1

That suggests that the previous issue that was paying 5% has been replaced with another issue paying 4.75%

However the link to the Principality BS webpage given in the MSE list above gives a 'Page Not Found' error.

The Principality BS URLs still show the rate as 5%.

See:-

https://www.principality.co.uk/en/savings-accounts/isas

https://www.principality.co.uk/savings-accounts/isas/Online-Bonus-5-Access-Cash-ISA

Perhaps Principality have not yet updated their website.

I have recently opened an account and am in the process of transferring in an existing ISA.

Hopefully I will get the 5% rate?

Update:

The account name given in the broken MSE link relates to Principality BS Online Bonus ISA (issue 6)

The name is different to the 'Online-Bonus-5-Access-Cash-ISA'.

I am confused.

Update 2:

The MSE list includes a separate link that does work:-

====

Principality BS Branch 5 Access Bonus Cash ISA (issue 2) - 4.60% **New
Minimum deposit: £1.
Operated via: Branch, Internet or Post.
Notes: This is a flexible cash ISA. Allows 5 penalty-free withdrawals per tax year.
Important: Rate includes a 1.05% bonus for the first year.

====

This account name includes the word 'Branch' even though the MSE description indicates it can also be operated over the internet. According to the Principality website, this account can only be opened in a branch.

This account exists in addition to the 'Online' account but only pays 4.6% rather than 5%.

It doesn't explain why the Online account is missing from the MSE Top easy-access cash ISAs list.

t1redmonkey

I've just noticed the Chip ISA has been reduced down to 4.84%.