Cash ISAs: The Best Currently Available List

CompulsiveSaver

slinger2 said:

CompulsiveSaver said:

I am not sure if I have missed a post on this forum, but Mansfield Building Society is savagely cutting the rates on some of their accounts on the 31st July 2024.
e.g. The Double Access ISA Issue 1 is plummeting from 5.5% to 5.0%  :'(

I can't find notice of this one their website (yet...), I thought they would put an easy to find notice on their website with a link to a .pdf before sending out letters!

It also affects some of their non-ISA accounts.

Oh well ditch and switch; if you can!

Switch to a different ISA paying over 5%? Not too many of those. Of course, this shows the perils of having a variable rate product.

However, given there are several paying 5% with better access, it would make sense not to accept the "only 2 withdrawals" terms and switch to those with better access (Double access for me was and is acceptable for that pot of cash, as I have funds elsewhere with better access, that doesn't mean I won't transfer the ISA to an account with improved access and the same rate! there is enough in there that I would like to split it up).

ortolickus

Sorry if this has been asked before: I have a T212 Cash isa; where can i find my account number?

Wheres_My_Cashback

Just a note to say that if anyone is thinking of transferring into the T212 cash ISA I have just done it and it took 7 days, but that was delayed 1 day by me as I needed to sign a form.

Funds were shown as allocated to JPM 16%/NAT WEST 40%/BAR 44% by day 8.

BigBlueSky

Wheres_My_Cashback said:

Just a note to say that if anyone is thinking of transferring into the T212 cash ISA I have just done it and it took 7 days, but that was delayed 1 day by me as I needed to sign a form.

Funds were shown as allocated to JPM 16%/NAT WEST 40%/BAR 44% by day 8.

Out of interest did you also experience a gap between earning interest from your previous provider to start earning interest from Trading212 ?

ortolickus

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

Aidanmc

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

buzzman888

I have put away the full amount into an ISA for this year but my existing ISA provider (from last year) is reducing its interest rate. Can I transfer it to another provider as the only amount to be going into the account? So to open the account with a request to transfer the funds across? 

pecunianonolet

buzzman888 said:

I have put away the full amount into an ISA for this year but my existing ISA provider (from last year) is reducing its interest rate. Can I transfer it to another provider as the only amount to be going into the account? So to open the account with a request to transfer the funds across? 

Yes you can transfer the full amount to another provider, unless your current ISA comes with restrictions.

Wheres_My_Cashback

BigBlueSky said:

Wheres_My_Cashback said:

Just a note to say that if anyone is thinking of transferring into the T212 cash ISA I have just done it and it took 7 days, but that was delayed 1 day by me as I needed to sign a form.

Funds were shown as allocated to JPM 16%/NAT WEST 40%/BAR 44% by day 8.

Out of interest did you also experience a gap between earning interest from your previous provider to start earning interest from Trading212 ?

Yes, it's in the T&Cs that interest is earnt from the day after deposit, probably because it's not been allocated to the other banks until day 2.
They are not the only organisation to do this.

ortolickus

Aidanmc said:

ortolickus said:

qbadger said:

Settings -> My account -> Account details

Thanks - pretty obvious, but it's really difficult to navigate the site as the scrolling doesn't work (using firefox on a laptop) so i have to keep reducing the page size by 50% and then it's hard to read, which really doesn't help! I've had a perplexing time transferring an ISA too;  i may post about it here once it's resolved but I'm still awaiting a reply to a request for clarification from T212.

I use Firefox on laptop too on Trading 212, if you move cursor to right of the box a grey scroll bar will appear where scrolling is necessary. You can move this up/down then with mousepad

Thanks - i think i've had more problems navigating this website than any other i can remember in 30 years. Actually, if i move the cursor at normal speed to outside the box, nothing happens. It's only when i move it out (or back in again) slowly that the scroll bar shows; if i move too quickly, it doesn't show up at all. And the scroll wheel on the mouse works intermittently as the scroll bar comes and goes...

I'm sure it works great on a smartphone.