Cash ISAs: The Best Currently Available List

10_66

BigBlueSky said:

10_66 said:

FSCS on Cash ISA, but they deposit your money into 3 (possibly) banks, so you'd need to take that into account if you have savings with these banks.  They won't tell you what the breakdown is between the various banks, I've been trying to get this information from them for weeks and the best they can come up with is that you don't have to worry as they select banks that are stable, which may be true, but I don't think that's a satisfactory answer for any institution to give.

It shows the breakdown within the app itself - How your funds have been split for the purposes of FSCS protection.

Here is a screenshot of mine:



Hope this helps.

Thank you very much BigBlueSky, that is useful.  However, this information is only available after you've deposited money with them, it'd be useful to know this beforehand.  I can only imagine those percentage breakdowns differ from person to person otherwise they'd be happy to provide this information on their "protections" page.

pokemaster

I have exactly the same percentages…. 

But only £60 with them split between the 2 ISAs

Aidanmc

Same percentages with mine also

kjs31

10_66 said: Thank you very much BigBlueSky, that is useful.  However, this information is only available after you've deposited money with them, it'd be useful to know this beforehand.  I can only imagine those percentage breakdowns differ from person to person otherwise they'd be happy to provide this information on their "protections" page.

I have the same percentages but I’ve just added 7k to my ISA with them (30ish minutes ago) and whilst it shows in the account it’s not showing in that breakdown yet. Presumably because it’s in a holding account somewhere? 

oz0707

I don't think i'll go with 212 in that case. Thanks for the replies

gt94sss2

kjs31 said:

10_66 said: Thank you very much BigBlueSky, that is useful.  However, this information is only available after you've deposited money with them, it'd be useful to know this beforehand.  I can only imagine those percentage breakdowns differ from person to person otherwise they'd be happy to provide this information on their "protections" page.

I have the same percentages but I’ve just added 7k to my ISA with them (30ish minutes ago) and whilst it shows in the account it’s not showing in that breakdown yet. Presumably because it’s in a holding account somewhere? 

I believe they update the figures after midnight

ortolickus

Apologies if this 'heads-up' has already been posted.

I opened an ISA with T212 a month or so ago and transferred £1k as a 'try-out'. It went smoothly so i tried to transfer another £19k, but transfers were suspended due to volumes. I was told i'd be informed when i could transfer, but have had no such notice; however yesterday i tried again on their website and my request was accepted and the transfer appears to be going through.

Bridlington1

Principality will be launching an Online Bonus 5 Access Cash ISA at 5% (includes 1.45% bonus for a year) £1 min. ISA is flexible so could be one to open speculatively. Application link attached.

Bridlington1

Bridlington1 said:

Principality will be launching an Online Bonus 5 Access Cash ISA at 5% (includes 1.45% bonus for a year) £1 min. ISA is flexible so could be one to open speculatively. Application link attached.

Now ``officially" live
https://www.principality.co.uk/savings-accounts/isas/Online-Bonus-5-Access-Cash-ISA

gwapenut

Bridlington1 said:

Bridlington1 said:

Principality will be launching an Online Bonus 5 Access Cash ISA at 5% (includes 1.45% bonus for a year) £1 min. ISA is flexible so could be one to open speculatively. Application link attached.

Now ``officially" live
https://www.principality.co.uk/savings-accounts/isas/Online-Bonus-5-Access-Cash-ISA

Just bear in mind they don't support electronic transfers. Other than that, it is  a decent account with a decent provider. But being at the mercy of Royal Mail these days doesn't float my boat.