Cash ISAs: The Best Currently Available List

gwapenut

How good are Mansfield at honouring initial rates? Their list of other interest rates makes me suspicious about the longevity of this, and they only need to give 14 days' notice of a reduction

hamski

The Nottingham bs 2 year cash isa in kazzas  list has now dropped to 5.10%

pecunianonolet

Metro Bank 1y fixed ISA 5.71%


2, 3, 5 years also available


Metro Bank Instant Access ISA 5.11% (top rate flexible ISA)

Zaul22

Since there isn't a list here or anywhere else, Moneyfacts really needs a search filter that only shows flexible ISAs. 

Growingold

Zaul22 said:

Since there isn't a list here or anywhere else, Moneyfacts really needs a search filter that only shows flexible ISAs. 

Have wished for this for ages.  I only open flexible ISA's and it would save a lot of time if there was such a list somewhere. They are a very popular choice so I don't know why.   Savings Champion don't offer this either. 

dlevene

So after giving Moneybox a couple of weeks grace, decided to look at transferring my ISA over to Gatehouse. Wasn't totally clear whether they were part of the electronic transfer scheme or not (some sites say they are, some not), so gave them a call. They said not as they require a posted transfer form, so don't think I'm going to bother as not enough of an increase to make it worth the hassle.

refluxer

dlevene said:

So after giving Moneybox a couple of weeks grace, decided to look at transferring my ISA over to Gatehouse. Wasn't totally clear whether they were part of the electronic transfer scheme or not (some sites say they are, some not), so gave them a call. They said not as they require a posted transfer form, so don't think I'm going to bother as not enough of an increase to make it worth the hassle.

Oddly, Gatehouse Bank PLC are listed on Cynergy's BACs ISA transfer providers list, but not Shawbrook's.

Moneybox, however, aren't on either list so if that's correct (and they're not on it in some other guise), then you'll face the same problem whoever you transfer your ISA to in the future. 

Aidanmc

dlevene said:

So after giving Moneybox a couple of weeks grace, decided to look at transferring my ISA over to Gatehouse. Wasn't totally clear whether they were part of the electronic transfer scheme or not (some sites say they are, some not), so gave them a call. They said not as they require a posted transfer form, so don't think I'm going to bother as not enough of an increase to make it worth the hassle.

I transferred an ISA from Coventry BS to Gatehouse and it was completed in less than a week and no missing days interest.

dlevene

I'm reasonably sure I checked when I transferred to them and think they were. Be surprised if they weren't given how they operate.

It's all a bit of a mess and needs standardising to be honest. A central, publicly available list of scheme members at the very least.

Edit to add: turns out refluxer is right and Moneybox aren't in the scheme, which is slightly surprising. Think I might start the process with Gatehouse then

Olinda99

have Coventry pulled their 4 access ISA?