Cash ISAs: The Best Currently Available List

frosch411

Not sure if already mentioned, but the Paragon double access issue listed under the Variable Rate Cash ISAs with withdrawal restrictions & accepting transfers in has been withdrawn, the link goes to a page confirming the account is no longer available.
Thanks

idb1979

I was planning to open a NatWest 1 Year Fixed Rate ISA, but now applications have opened back up the rate has dropped to 5.26% from 5.65%

https://www.natwest.com/savings/isa-overview/fixed-isa.html

cricidmuslibale

@Kazza242 and also for everyone else who may be interested:-

The Virgin Money exclusive c.1 year fixed rate Cash ISA issue 6 (maturity date 30/09/24) has now been replaced by another exclusive c.1 year fixed rate Cash ISA issue 7 (maturity date 29/11/24) again paying 5.85% AER tax free. As before, this is only available to Virgin Money current account holders.

Source: Moneyfactscompare.co.uk. Also now showing on the Virgin Money website.

pecunianonolet

Gatehouse increased their easy access ISA from 4.65% to 5.15%

Moneyfacts not updated yet.




https://gatehousebank.com/personal/savings/cash-isa/easy-access-cash-isa

Key product information: https://gatehousebank.com/downloads/Easy-Access-Cash-ISA-Account-Key-Product-Information.pdf

Qyburn

pecunianonolet said:

https://uk.virginmoney.com/savings/products/defined_access_cash_e_isa_issue_22/

The Defined Access cash ISA is not flexible, the Easy Access Cash ISA Exclusive is flexible,  

I think the Defined Access is by the "other" part of Virgin, when I was looking it said I'd have to apply as a new customer. So that probably means a different login.

SickGroove

pecunianonolet said:

Gatehouse increased their easy access ISA from 4.65% to 5.15%

Moneyfacts not updated yet.




https://gatehousebank.com/personal/savings/cash-isa/easy-access-cash-isa

Key product information: https://gatehousebank.com/downloads/Easy-Access-Cash-ISA-Account-Key-Product-Information.pdf

How easy is the application process? All online verification or posting docs required?

pecunianonolet

SickGroove said:

pecunianonolet said:

Gatehouse increased their easy access ISA from 4.65% to 5.15%

Moneyfacts not updated yet.




https://gatehousebank.com/personal/savings/cash-isa/easy-access-cash-isa

Key product information: https://gatehousebank.com/downloads/Easy-Access-Cash-ISA-Account-Key-Product-Information.pdf

How easy is the application process? All online verification or posting docs required?

All done online. 

Growingold

SickGroove said:

pecunianonolet said:

Gatehouse increased their easy access ISA from 4.65% to 5.15%

Moneyfacts not updated yet.




https://gatehousebank.com/personal/savings/cash-isa/easy-access-cash-isa

Key product information: https://gatehousebank.com/downloads/Easy-Access-Cash-ISA-Account-Key-Product-Information.pdf

How easy is the application process? All online verification or posting docs required?

Just to note it's not a flexible ISA though

flobbalobbalob

SickGroove said:

pecunianonolet said:

Gatehouse increased their easy access ISA from 4.65% to 5.15%

Moneyfacts not updated yet.




https://gatehousebank.com/personal/savings/cash-isa/easy-access-cash-isa

Key product information: https://gatehousebank.com/downloads/Easy-Access-Cash-ISA-Account-Key-Product-Information.pdf

How easy is the application process? All online verification or posting docs required?

I think nearly all banks can verify you online if possible. But if you are one of the few people, like me, who they can't... Google the banks name proof of ID. Some accept email copies or other online methods, but some like Gatehouse want certified copies in the post which can be expensive. I have also had old accounts which refused me access after new money regulations were introduced. 

pecunianonolet

Mansfield BS 5.5% Double Access Cash ISA

Application by branch and postal only. 

This is a headline rate but comes with some complications so probably only for those who are willing to put up with it or are near a branch.

https://www.mansfieldbs.co.uk/savings/double-access-cash-isa-1st-issue/