Cash ISAs: The Best Currently Available List

sparkiemalarkie

Olinda99 said:

have Coventry pulled their 4 access ISA?

Looks like it
sx

Kim_13

Olinda99 said:

have Coventry pulled their 4 access ISA?

Yes, showing in the closed accounts section as having been withdrawn yesterday; https://www.coventrybuildingsociety.co.uk/member/savings/closed-accounts.html

john1950

Recently transferred money into Virgin Exclusive ISA at 5.85% and opened a Virgin Current account as required. I had planned to use the Virgin Current account for everyday spending as it is both App and online. 
Unfortunately I have only now discovered the very high number of negative feedback for Virgin, especially the current account app. Contacting then seems to be a bit of a problem also.
I want to retain the ISA but feel worried about proceeding with the current account.
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

pecunianonolet

john1950 said:

Recently transferred money into Virgin Exclusive ISA at 5.85% and opened a Virgin Current account as required. I had planned to use the Virgin Current account for everyday spending as it is both App and online. 
Unfortunately I have only now discovered the very high number of negative feedback for Virgin, especially the current account app. Contacting then seems to be a bit of a problem also.
I want to retain the ISA but feel worried about proceeding with the current account.
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

My Virgin ISA was opened in March this year, never used the debit card, no issues.

moi

john1950 said:

 
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

I just opened the Exclusive fixed ISA and haven't used the current account for ages (since the time when it beat easy access savings rates.)

The product info says you just "need to have a current account..." (not use it.)

RobinhoodSavings

Coventry BS are pulling the fixed rate isas and bonds tonight! They will be replaced with lower interest rates. 

subjecttocontract

Metro Bank 1 year fix @ 5.71% is still available.
Just opened in branch (open until 6pm).......took half an hour.
Looks like it's the best available at the moment.......I dont consider Virgin worthwhile, to many potential issues.

2010

Metro Bank? ------------- is that the one that nearly went bust the other week?

Eirambler

If I was concerned about potential issues it would be Metro Bank I'd be steering clear of moreso than Virgin...

subjecttocontract

Eirambler said:

If I was concerned about potential issues it would be Metro Bank I'd be steering clear of moreso than Virgin...

Metro Bank has FSCS protection just like most other banks so any savings (£85K max)with them is safe. According to the report I read they have now resolved their financial issue although their stock value is significantly below what it was 5 years ago.

Virgin also have FSCS protection but they have all sorts of operational issues. Many on this forum have experienced problems with them, me included.