Cash ISAs: The Best Currently Available List

Aidanmc

dlevene said:

So after giving Moneybox a couple of weeks grace, decided to look at transferring my ISA over to Gatehouse. Wasn't totally clear whether they were part of the electronic transfer scheme or not (some sites say they are, some not), so gave them a call. They said not as they require a posted transfer form, so don't think I'm going to bother as not enough of an increase to make it worth the hassle.

I transferred an ISA from Coventry BS to Gatehouse and it was completed in less than a week and no missing days interest.

dlevene

I'm reasonably sure I checked when I transferred to them and think they were. Be surprised if they weren't given how they operate.

It's all a bit of a mess and needs standardising to be honest. A central, publicly available list of scheme members at the very least.

Edit to add: turns out refluxer is right and Moneybox aren't in the scheme, which is slightly surprising. Think I might start the process with Gatehouse then

Olinda99

have Coventry pulled their 4 access ISA?

sparkiemalarkie

Olinda99 said:

have Coventry pulled their 4 access ISA?

Looks like it
sx

Kim_13

Olinda99 said:

have Coventry pulled their 4 access ISA?

Yes, showing in the closed accounts section as having been withdrawn yesterday; https://www.coventrybuildingsociety.co.uk/member/savings/closed-accounts.html

john1950

Recently transferred money into Virgin Exclusive ISA at 5.85% and opened a Virgin Current account as required. I had planned to use the Virgin Current account for everyday spending as it is both App and online. 
Unfortunately I have only now discovered the very high number of negative feedback for Virgin, especially the current account app. Contacting then seems to be a bit of a problem also.
I want to retain the ISA but feel worried about proceeding with the current account.
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

pecunianonolet

john1950 said:

Recently transferred money into Virgin Exclusive ISA at 5.85% and opened a Virgin Current account as required. I had planned to use the Virgin Current account for everyday spending as it is both App and online. 
Unfortunately I have only now discovered the very high number of negative feedback for Virgin, especially the current account app. Contacting then seems to be a bit of a problem also.
I want to retain the ISA but feel worried about proceeding with the current account.
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

My Virgin ISA was opened in March this year, never used the debit card, no issues.

moi

john1950 said:

 
Does anyone know please if you have to use their current account to continue to qualify for the Exclusive ISA. 
Can I just put the debit card in a drawer and forget about it?

I just opened the Exclusive fixed ISA and haven't used the current account for ages (since the time when it beat easy access savings rates.)

The product info says you just "need to have a current account..." (not use it.)

RobinhoodSavings

Coventry BS are pulling the fixed rate isas and bonds tonight! They will be replaced with lower interest rates. 

subjecttocontract

Metro Bank 1 year fix @ 5.71% is still available.
Just opened in branch (open until 6pm).......took half an hour.
Looks like it's the best available at the moment.......I dont consider Virgin worthwhile, to many potential issues.