Cash ISAs: The Best Currently Available List

2010

Shawbrook ea isa issue 23    3.17% from today

1yr fixed issue 69 drops to 3.98% from today

Both require a minimum of £1k

https://www.shawbrook.co.uk/direct/savings/personal-savings/cash-isas/easy-access-cash-isa/

refluxer

2010 said:

Shawbrook ea isa issue 23    3.17% from today

Interesting to see them finally increasing the rate on that account this year. I had one for the second half of last year but was forced to transfer away after they let it stagnate at 1.50% for around 3-4 months, at a time when other providers (eg. Virgin) were starting to pay twice that.

I have a number of other Shawbrook accounts all on decent rates, so it was odd to see that particular account neglected like that but good to see it become competitive again.

Nick_C

Feedback on YBS.  Four days after trying to open an account by contacting the call centre (couldn't do it on line cause of YBS's poor IT), I still hadn't received an application pack.

I went to the St Neots Agency.  The staff there was so firendly and helpful, and opened my account straight away.  They gave me a passbook, but the new account appeared in on line banking a few hours later.

tony_1

Virgin 1yr Fixed Exclusive 4.25  may have been pulled no longer on the site.

whatleytom87

Cynergy ISA increased to 3.20% now. 

savit4l8er

Looks like a few are vying for business with these increasing but noncommittal easy access rates.  

RG2015

tony_1 said:

Virgin 1yr Fixed Exclusive 4.25  may have been pulled no longer on the site.

Yes, Issue 5 was withdrawn today but if you already have the account you can continue to pay money in for the next 30 days

You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money. You can pay as much as you like into your account – up to the annual ISA allowance. Check your Terms for more details.

https://uk.virginmoney.com/savings/pdf/1_Year_Fixed_Rate_Cash_ISA_Exclusive_Issue_5-key_product_info.pdf


You can also pay in to an existing Issue 4 until 30th March.

Account                                                                    Effective from         Withdrawal date

1 Year Fixed Rate Cash ISA Exclusive Issue 4        20/01/2023             28/02/2023

1 Year Fixed Rate Cash ISA Exclusive Issue 5        28/02/2023             17/03/2023

25_Years_On

whatleytom87 said:

Cynergy ISA increased to 3.20% now. 

This is getting a bit silly now. They did a small increase a day or so ago and here's another tiny increase.

Bridlington1

25_Years_On said:

whatleytom87 said:

Cynergy ISA increased to 3.20% now. 

This is getting a bit silly now. They did a small increase a day or so ago and here's another tiny increase.

It's still an increase though. If they want to put their cash ISA rates up by a tiny amount let them so far as I'm concerned.

25_Years_On

Bridlington1 said:

It's still an increase though. If they want to put their cash ISA rates up by a tiny amount let them so far as I'm concerned.

It's not the amount it's the case that they increased rates on the 16th and two days later a whole new release for another increase. Surely this could have been done in one go. And we have to open a new account and transfer each time as it doesn't apply to existing accounts so that's three times in 10 days. I don't mind this really but it is only two days after the last time.