Cash ISAs: The Best Currently Available List

Rich2808

gabiieve said:

I'm interested in the Virgin flexible ISA 3%, but I'm worried they'll pull it out before the new tax year. 

With the rules as they are, could I open the account now and only move money on the 6th April? Or does that count as trying to fund two ISAs with money on the same year?

Do you have any existing ISA funds you could transfer in - £1 will do. And then its open.

rallycurve

Shawbrook

1 Year Fixed Rate Cash ISA Bond Issue 68 4.06%

2 Year Fixed Rate Cash ISA Bond Issue 67 4.11%

rallycurve

Cynergy Online ISA (Issue 31) now 3.05% (up from 3%)

Stompa

rallycurve said:

Cynergy Online ISA (Issue 31) now 3.05% (up from 3%)

They're starting to get really annoying!

Bridlington1

YBS have launched a loyalty six-access ISA at 4%. The ISA is flexible but can only be opened by those who have held a YBS account for at least the last 12 months.

25_Years_On

Stompa said:

rallycurve said:

Cynergy Online ISA (Issue 31) now 3.05% (up from 3%)

They're starting to get really annoying!

While I agree it is a bit annoying it only takes a minute or two to open a new account and transfer and close the previous one. Also as I quite like to get interest monthly and Cynergy pay annually you get the interest paid every time and that's 11 times in the last year.

Frogletina

Bridlington1 said:

YBS have launched a loyalty six-access ISA at 4%. The ISA is flexible but can only be opened by those who have held a YBS account for at least the last 12 months.

I've just opened this account, thanks.

For anyone wanting to transfer from Virgin ISAs, please note that you no longer have to check whether your account is listed as Yorkshire Bank or Clydesdale Bank. They are now listed as:

Virgin Bank with sort code beginning with 05
and
Virgin Bank with sort code beginning with 82

doodlector

Bridlington1 said:

YBS have launched a loyalty six-access ISA at 4%. The ISA is flexible but can only be opened by those who have held a YBS account for at least the last 12 months.

Does anybody know if a partial ISA transfer out would count as one of the six withdrawals?

Steve_xx

doodlector said:

Bridlington1 said:

YBS have launched a loyalty six-access ISA at 4%. The ISA is flexible but can only be opened by those who have held a YBS account for at least the last 12 months.

Does anybody know if a partial ISA transfer out would count as one of the six withdrawals?

Indeed it would

gt94sss2

Bridlington1 said:

YBS have launched a loyalty six-access ISA at 4%. The ISA is flexible but can only be opened by those who have held a YBS account for at least the last 12 months.

And it has a lower interest rate of 3.5% if your balance exceeds £20,000