Cash ISAs: The Best Currently Available List

MDMD

Consumerist wrote: »

Hi Jessica and welcome to the forum.

It is likely the Virgin ISA has been withdrawn to new applicants so MSE will not list it because it is no longer available to all.

The rate will almost certainly change (downwards) when the ISA reaches the end of the fixed term.

I don’t think that the double take ISAs have a fixed term. I have issue 7 and it’s still showing as 1.49%, there’s no mention anywhere of any fixed period.

Obviously they could change the rate at any point!

JessicaK86

Thank you Consumerist and MDMD - this is really helpful!

Merry Christmas.

veryintrigued

bubieyehyeh wrote: »

This years Nottingham BS regular saver ISA details is now on their website, it is listed on all saving accounts page, but not on cash ISAs page.



https://www.thenottingham.com/savings/products/starter-isa-issue-9/


Seems same terms as last year but rate now only 2%.

Can anyone remember (or have the fact sheet) if this product offered the opportunity to top up, up to £20k, in March (like issue 8)?

Thanks in advance

Descrabled

Savers have the option to top up to £20,000 during the first few days in April before the end of the 2019-20tax year.

Descrabled

I have searched my files and cannot find my copy of this document.
So as an amendment to my above input:


Starter ISA 9 is identical to Starter ISA 8 save (except) for the lower interest rate. If you made up the balance to £20000 in March 2019 for Starter ISA 8 then it is probable that you can do so with ISA 9 in March 2020. Best to confirm with the Nottingham.


I have fully funded my Starter ISA 9 and the last standing order of £1600 will be paid on 2 March. I have not had to worry about any top-up in March or April.

veryintrigued

Descrabled wrote: »

I have searched my files and cannot find my copy of this document.
So as an amendment to my above input:


Starter ISA 9 is identical to Starter ISA 8 save (except) for the lower interest rate. If you made up the balance to £20000 in March 2019 for Starter ISA 8 then it is probable that you can do so with ISA 9 in March 2020. Best to confirm with the Nottingham.


I have fully funded my Starter ISA 9 and the last standing order of £1600 will be paid on 2 March. I have not had to worry about any top-up in March or April.

Thanks for the reply

I'll pop to a branch and double check and feedback.

Careful_ly

I have this account and a copy of the paperwork.

I can confirm that the account can be made upto £20,000 in March.

veryintrigued

Careful_ly wrote: »

I have this account and a copy of the paperwork.

I can confirm that the account can be made upto £20,000 in March.

Thanks for this.

A branch visit today confirmed this too.

Thanks for taking the time to reply.

MumOf2

It looks as if the Notts Building Society reg saver has disappeared from the website.  Also the branch have said it isn't available and they don't know whether there will be one for 2020/21.  Pity as it was OK interest even at 2% (tax free and drip feeding max amount from another interest-bearing account so not a bad return).
MumOf2

Trying_to_be_good

Bath BS Cash ISA now 1.25% at this link: https://www.bathbuildingsociety.co.uk/savings/personal-savings-and-investments/instant-isa