Cash ISAs: The Best Currently Available List

eskbanker

masonic wrote: »

Should Skipton and Nottingham BS cash LISAs be removed from the existing list?

Fair point - I hadn't actually viewed the whole of post #1 when posting that comment!

I'd still contend that none of these is a Cash ISA in the purist HMRC sense of the term, but can see the line of argument that if some cash LISAs are included then they all should be....

Alexland

eskbanker wrote: »

Fair point - I hadn't actually viewed the whole of post #1 when posting that comment!

I nearly made the same comment but saw that some LISAs were already in the list. My view is that people have enough problems understanding that cash LISAs are not Cash ISAs without including them in a Cash ISA list. Maybe the OP could include a comment in the LISA section making it clear?

Rich2808

Alexland wrote: »

I nearly made the same comment but saw that some LISAs were already in the list. My view is that people have enough problems understanding that cash LISAs are not Cash ISAs without including them in a Cash ISA list. Maybe the OP could include a comment in the LISA section making it clear?

Its perhaps more of an issue than many (perhaps most) of the 'best buys' above are no longer available. A lot of clicking to get 'oops this page isn't available anymore'...

Reed_Richards

Kazza242 wrote: »

New Cash ISAs (NISAs): The Best Currently Available List....
Last edited by Kazza242; 09-05-2019 at 10:17 PM. Reason: List updated...

Good offers tend to be short-lived and the information has not been updated since 9th May. It's a great pity as this was a very useful source of information when Kazza242 kept it up to date.

Sapphire

Reed_Richards wrote: »

Good offers tend to be short-lived and the information has not been updated since 9th May. It's a great pity as this was a very useful source of information when Kazza242 kept it up to date.

Another update (or correction). The two-year Kent Reliance (1.90 per cent interest) is not in fact an ISA bond, but a bond without the ISA attachment.

Don't know whether this was a recent change.

Patr100

Looks like the MSE recommended easy access from Charter bank

https://www.moneysavingexpert.com/savings/best-cash-isa/#chartersavings

has been pulled. It was there yesterday and I was about to sign up - now only 5 year fixed showing (unless they will update it later with a different product)
https://www.chartersavingsbank.co.uk/Products/ISAs

KingL

charterbank 1.62% 1 year fix is gone, now.

G_M

nationwide loyalty ISA not paying 1.4:

Up to 1.10% AER/tax-free (variable)
Variable interest rates linked to length of continuous membership.
1 year+ 0.80% AER/tax-free
5 years+ 0.85% AER/tax-free
10 years+ 0.95% AER/tax-free
15 years+ 1.10% AER/tax-free

JessicaK86

Hi,

First time poster looking for guidance on my cash ISA. In December 2018 I took out a Virgin Double Take E-ISA, which was the top-recommended cash one-year ISA on MSE at the time. It was easy and like clockwork the interest rolled in, in April. Since then, for a variety of reasons, I've taken my eye off the ball tracking the best deal. I checked the page this evening and saw that the best recommended cash ISA for a one-year fixed term was Charter Saving Bank's with a 1.45% interest rate. I went to check my Virgin ISA and saw it was labelled as Double Take E-ISA Issue 5, and also said it had an interest rate of 1.45%. Am I missing something? Why doesn't the Virgin one appear alongside Charter's as a good option on MSE at the moment?

I appreciate I am very naive so any informative comments on why there might be this discrepancy would be really welcome - I'm trying to work out whether I should move my ISA or not.

Kind regards,

Jessica

Consumerist

JessicaK86 wrote: »

Hi,

First time poster looking for guidance on my cash ISA. In December 2018 I took out a Virgin Double Take E-ISA, which was the top-recommended cash one-year ISA on MSE at the time. It was easy and like clockwork the interest rolled in, in April. Since then, for a variety of reasons, I've taken my eye off the ball tracking the best deal. I checked the page this evening and saw that the best recommended cash ISA for a one-year fixed term was Charter Saving Bank's with a 1.45% interest rate. I went to check my Virgin ISA and saw it was labelled as Double Take E-ISA Issue 5, and also said it had an interest rate of 1.45%. Am I missing something? Why doesn't the Virgin one appear alongside Charter's as a good option on MSE at the moment?

I appreciate I am very naive so any informative comments on why there might be this discrepancy would be really welcome - I'm trying to work out whether I should move my ISA or not. . .

Hi Jessica and welcome to the forum.

It is likely the Virgin ISA has been withdrawn to new applicants so MSE will not list it because it is no longer available to all.

The rate will almost certainly change (downwards) when the ISA reaches the end of the fixed term.