Cash ISAs: The Best Currently Available List

eskbanker

Reed_Richards wrote: »

This was posted on the 24th June but there have been no revisions since then. I hope Kazza is okay - and that is partially selfish because in the past I have found this thread to be such a useful repository of information.

According to their profile, they were last on the forum yesterday evening, so presumably still around, but perhaps busy....

Rich2808

Apparently Paragon are increasing (some of?) their cash isa rates from 1 September.

I have just been emailed by them advising that their Limited Edition Easy Access Cash ISA (Issue 1) which is closed to new investors is seeing its rate increased by 0.26% from 1.05% to 1.31%. But I have had no such notification that the increase will be applied to the ISAs open to new investors (which I have some of too). Perhaps those emails will come later!

typistretired

Coventry BS are increasing my ISA Reward (which is closed to new customers) from 1st September 2018 to 1.40% (0.10% increase)

Newly_retired

typistretired wrote: »

Coventry BS are increasing my ISA Reward (which is closed to new customers) from 1st September 2018 to 1.40% (0.10% increase)

Back to where it used to be then.

thor

Newly_retired wrote: »

Back to where it used to be then.

except that the boe rate is now 0.25% higher. Just as the Coventry planned.

Reed_Richards

Yorkshire Building Society have brought out a "Single Access Saver ISA issue 2 paying 1.35% interest (variable). Transfers in are allowed. It is not flexible as you can only withdraw the entire balance and close the account but you can do this at any time. Or you can transfer out but this would have to be the entire balance. And the account only runs for a year.

On the anniversary of your account opening your savings will be transferred to the latest issue of Triple Access Saver ISA

isasmurf

Reed_Richards wrote: »

Yorkshire Building Society have brought out a "Single Access Saver ISA issue 2 paying 1.35% interest (variable). Transfers in are allowed. It is not flexible as you can only withdraw the entire balance and close the account but you can do this at any time. Or you can transfer out but this would have to be the entire balance. And the account only runs for a year.

I disagree. You can withdraw any amount of your balance from the account on one day during the anniversary year and replace that money in the same tax year it is withdrawn. You can, separately, close the account at any time.

Reed_Richards

isasmurf wrote: »

I disagree. You can withdraw any amount of your balance from the account on one day during the anniversary year and replace that money in the same tax year it is withdrawn. You can, separately, close the account at any time.

I have re-read the terms and conditions and I now think you are correct, Isasmurf. However note that YBS impose limits on how much you can withdraw per day, depending on the means of withdrawal.

Reed_Richards

Kazza242 is supposedly still active but has not updated this topic or posted anything else since June 2018. It's a great pity because I cannot be the only one to have found it really useful as a source of reference.

Froggitt

Reed_Richards wrote: »

Kazza242 is supposedly still active but has not updated this topic or posted anything else since June 2018. It's a great pity because I cannot be the only one to have found it really useful as a source of reference.

Try here https://www.money.co.uk/savings-accounts/cash-isas.htm