Cash ISAs: The Best Currently Available List

bristolleedsfan

Consumerist wrote: »

Well, according to my calcs: £2,791.53 interest on £20,000 over 5 years works out to be the 2.65% AER advertised.

There must be something wrong with my calculator :rotfl::rotfl::rotfl:

20000 x 2.79% = 558 x 5 =

20000 x 2.65% = 530 x 5 =

https://www.ubluk.com/pages/index/interest_rate_sheet scroll to bottom

Consumerist

bristolleedsfan wrote: »

There must be something wrong with my calculator

20000 x 2.79% = 558 x 5 =

20000 x 2.65% = 530 x 5 =

. . .

20,000 x 2.65% = £530 x 1 = the interest get in the first year.

20,530 x 2.65% = £544 x 1 = the interest you get in the second year
and so on . .

gwapenut

I've been told the Coventry 30 day notice ISA @ 1.35% will be withdrawn TONIGHT.

mersey

Principality BS 2year fixed rate isa was 1.67 now 1.55.

Reed_Richards

Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?

ThriftyFelicity

Minimum deposit on United Trust Bank ISAs is now £15,000 (up from £5,000).

Kazza242

Reed_Richards wrote: »

Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?

Thanks. Yes, I have been thinking about adding a new field to indicate whether an ISA is flexible or not. I had already added some info into the notes about this, but a separate field might make it clearer.

Reed_Richards

Nottingham BS Easy Access ISA (issue 2) - 1.20%
Rate guarantee? No. Rate effective from: 26/02/2018.
Minimum deposit: £10. Operated via: Branch.
Notes: This ISA can only be opened in branch

if you invest your maximum allowance on 26 February 2019 and withdraw £500 on 5 March 2019, you would not be able to add any more to your account until 6 April 2019

So this one is not flexible.

nomorekids

I ve had a letter to say that Buckinghamshire Building Society is to increase my Help to Buy ISA rate from 2.25 to 2.4pc from 1st July for all new and existing customers.

Reed_Richards

Coventry BS have superseded their Easy Access Cash ISA (7) with issue 8, paying only 1.05%: https://www.coventrybuildingsociety.co.uk/consumer/product/savings/cash_isa/easy-access-isa-8.html