Cash ISAs: The Best Currently Available List

ThriftyFelicity

Principality has raised (!) the interest rates on its fixed term ISAs:

5 year 1.95%
3 year 1.85%
18 month 1.4%

Best buys

adindas

ThriftyFelicity wrote: »

Principality has raised (!) the interest rates on its fixed term ISAs:

5 year 1.95%
3 year 1.85%
18 month 1.4%

Best buys

If you still have room in higher interest current a/c and/or RSA paying 2%+ and has not reached the tax threshold for interest, IMO it is better to look at flexible ISA however low interest rate of this flexi ISA does not really matter. Once in flexible ISA transfer it out asap and back again on the same tax year right before the new tax year start kicking on.

Ken68

Just got back from Notts bs.
Starter Isa Issue 7 pays 2.25% .Variable .
Opening balance can be £2400 and thereafter max monthly payments of £1600. usual restrictions, no withdrawals, no transfers. Matures in 12 months

isasmurf

Ken68 wrote: »

Just got back from Notts bs.
Starter Isa Issue 7 pays 2.25% .Variable .
Opening balance can be £2400 and thereafter max monthly payments of £1600. usual restrictions, no withdrawals, no transfers. Matures in 12 months

Are you sure? It's a requirement of ISAs that you can withdraw money from an ISA at any time or transfer it to another ISA manager (although a charge may apply).

Ken68

Yes you are right isasmurf, the leaflet does mention a charge for transfers out.
180 days interest.
No transfers in.

10_66

Coventry rate on list is showing as 0.90% (but with 3 asterisks next to it?) for Easy Access ISA (5). Coventry have it listed as 1.05%

bubieyehyeh

Ken68 wrote: »

Just got back from Notts bs.
Starter Isa Issue 7 pays 2.25% .Variable .
Opening balance can be £2400 and thereafter max monthly payments of £1600. usual restrictions, no withdrawals, no transfers. Matures in 12 months

Did they say when you can open one from? 6th? 7th? 10th?

blindman

Ken68 wrote: »

Yes you are right isasmurf, the leaflet does mention a charge for transfers out.
180 days interest.
No transfers in.

bubieyehyeh wrote: »

Did they say when you can open one from? 6th? 7th? 10th?

Is this only a leaflet in the branch?

Can't see anything on the web-site

Ken68

Leaflet says opening date 6th April.
I have an appointment for the 11th.
Projected balance on 5 April 2018 assuming full funding is £20258.60.
The clerk did stress that the rate was variable, though none of my other accounts have ever been reduced.

namecheck

ThriftyFelicity wrote: »

Principality has raised (!) the interest rates on its fixed term ISAs:

5 year 1.95%
3 year 1.85%
18 month 1.4%

Best buys

As from today, these ISAs are available only in branch or agency. They can no longer be opened online.