Cash ISAs: The Best Currently Available List

YorkshireBoy

stepea wrote: »

So can anyone recommend a savings account I put my ISA in.

Not an account as such, but some reading for you...


http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#interest


After reading that you'll know what to do.

LastbutFast

Just out of curiosity I wonder why the Post Office Fixed Isas are no longer available online or by phone, only in branch? I know several forum members already have reservations about savings and customer services with the PO.

boobbby

I used a flex direct current accounts with Nationwide a couple of years ago which paid 5% interest for 12 months on £2500 so not a bad deal. After 12 months I moved the money to another account but left £10 in the account. Good job as I am now able to open a cash ISA (flexclusive) with instant access and although only 1.6% does allow transfers and is better interest than most instant access accounts.

dancingfairy

Martin is recommending Post office Online Isa Easy access Issue 2 paying 1.41% which includes a bonus. It's not the highest rate but it does accept transfers and anyone can open it (rather than having another account or living in a geographical area). So it may be worth adding to the list.
Also are you able to add links within the post so when you click on say isa's accepting transfers in it takes you to that section of your post as it is quite long to search through all the information.
Many Thanks
df

colsten

Please do read about the massive issues when wanting to withdraw or transfer money from the Post Office before you put any money in there.

I am pretty sure only people who don't have accounts with the PO will actually recommend them.

bob_a_builder

FYI - The Danske Cash ISA ( as recommended in the OP) can only accept transfers in via their branches in northern island

Well, that what they just told me on the phone when I tried to open an account and do a transfer in

apt

Rate on Coventry ISA Reward (not open for new accounts) being reduced from 2.5% to 2.15% on 1 July. Unwelcome, but still less awful than the alternative Cash ISAs.

Voiren

Re the Punjab Bank ISAs - just phoned, and they won't send forms out by post, saying you need to take your identity docs in to a branch before being able to open an account as a new customer. I can do this, it's just going to be a hassle and take up a lunchtime - I mention it because I'd read previously that people had been able to manage one entirely at a distance.

silvercar

apt wrote: »

Rate on Coventry ISA Reward (not open for new accounts) being reduced from 2.5% to 2.15% on 1 July. Unwelcome, but still less awful than the alternative Cash ISAs.

and rate on Poppy ISA (also not open for mew accounts) reduced from 2% to 1.75% on 1 July.

MARTYM8`

HSBC are also dropping the rates on their loyalty ISA from 29 July by 0.1%.

So premier customers will get 1.5%, Advance 1.4% and others 1.3% from that date.

If you don’t invest any news funds (or transfers in) for 12 months the rate drops to 0.5% - this isn’t changing.