Cash ISAs: The Best Currently Available List

gwapenut

Thank you, you must be right. Shame, I was hoping for an alternative to the Santander 123 for a 2 year fix.

Kazza242

The Nottingham Building Society Regular Saver Starter ISA (issue 5), paying 3.00% has been added to the first post, as it is now appearing on Moneyfacts.

It can be opened and operated in branch only. No withdrawals are permitted before maturity (05/04/2016). It is available from Tuesday 7th April 2015.

wattc

I'm opening a Virgin ISA for 2015/2016. I'm transferring money in from my old, "rate-about-to-crash" Halisux ISA.

On the Virgin transfer form, it has three options, two of which are a bit similar/confusing. What is the difference between these?

1. No notice required for transfer of closure
3. Carry out the transfer as soon as possible etc

In the first one, what does it mean by "transfer of closure"? The Halisux acc is easy access, so no notice needs to be given.

(Form here http://uk.virginmoney.com/virgin/downloads/transferauthorityform.pdf)

Thanks for your help

le_loup

Tick 1 & 3

wattc

le_loup wrote: »

Tick 1 & 3

It says "Please tick the most appropriate box:", so ticking multiple boxes would be wrong.

colsten

It is pretty clear if you read ALL the information relating to these 3 questions: you either tick 1, or you tick one of 2 or 3.

https://uk.virginmoney.com/virgin/downloads/transferauthorityform.pdf

wattc

colsten wrote: »

It is pretty clear if you read ALL the information relating to these 3 questions: you either tick 1, or you tick one of 2 or 3.

I know that, hence my answer to le loup.

So can anyone help me with an answer to my original questions?

Edit: Forget it, I'll put a question in the main forum.

colsten

wattc wrote: »

I know that, hence my answer to le loup.

So can anyone help me with an answer to my original questions?

Edit: Forget it, I'll put a question in the main forum.

You didn't know, else you wouldn't have asked the question.

Seems you didn't read my answer, either.

AndyPK

If the Isa you were transferring from had a notice period/interest penelty option 3 would mean you were penalised.

If the new Isa was a much better interest rate it would be worth taking the hit.

But as Halifax has no notice, you tick 1

ANGLICANPAT

The UTB have dropped their 5yr % rate from 2.75% to 2.35%.Presume theyre not too concerned about getting last minute takers.