Cash ISAs: The Best Currently Available List

Archi_Bald

Sure, 1.3% is a lot better than 0%. But it is a lot worse than 3% or 4% or 5%, even after tax. At the moment, you can still get some £50K into current accounts at those rates. It does involve a bit of effort but works like clockwork once set up, and yields more than inflation, which of of course the 1.3% ISA does not.

Uxendon

Leeds BS 5 year Fixed Rate Cash Isa available Issue 40 with a rate of 2.50%.

Minimum deposit is £100.

Transfers in and additional deposits are allowed.

Up to a quarter of the amount invested can be withdrawn, with no penalties.

http://www.leedsbuildingsociety.co.uk/savings/isa-tax-free-accounts/

Reed_Richards

Norwich and Peterborough have no fixed-rate cash ISAs at present as these were withdrawn a few weeks ago. I think the same is true of their parent Yorkshire Building Society and other financial institutions owned by YBS.

Space_Captain

Archi_Bald wrote: »

Sure, 1.3% is a lot better than 0%. But it is a lot worse than 3% or 4% or 5%, even after tax. At the moment, you can still get some £50K into current accounts at those rates. It does involve a bit of effort but works like clockwork once set up, and yields more than inflation, which of of course the 1.3% ISA does not.

The only one that seems to be worth the effort is the Santander 123 as it pays interest on up to £20K. As an existing account holder I could easily open another account, and then put the money in that. I would need to set up a few DDs and SOs but I think it might work.
ISA rates are really bad everywhere it seems.

Kazza242

Hi everybody. I hope you're all having a great weekend.

The first post of this thread has been updated.

It was quite a major update as a number of rates have changed and some new ISAs have launched.

Just_landed

Just dropped in to see which is the best ISA interest paying account.


rock on

Dustykitten

Space_Captain wrote: »

The only one that seems to be worth the effort is the Santander 123 as it pays interest on up to £20K. As an existing account holder I could easily open another account, and then put the money in that. I would need to set up a few DDs and SOs but I think it might work.
ISA rates are really bad everywhere it seems.

I think you can oly have 1 123 account now.

harz99

Dustykitten wrote: »

I think you can oly have 1 123 account now.

AFAIK, 1 personal and 1 joint so 3 per couple.

Consumerist

Looks like Virgin's 3-yr fixed e-ISA issue 90 (2.25% AER) has been replaced by issue 98 @ 2.15% AER.

dianek_2

The 5 year Virgin Money Fixed Rate Cash E-ISA (issue 91) ( 2.80% ) has also stealthily disappeared and replaced by the Fixed Rate Cash E-ISA Issue 99 (2.5%). Kazza, could you kindly update the first page list re Virgin Money ISAs when you get the chance, thanks.