Cash ISAs: The Best Currently Available List

PopKiss

Sainsbury Bank appear to offer a Variable Rate (instant access) ISA that accepts transfers-in. The rate is 1.45%, comparable with other entries listed but without the complication of a bonus, (e.g. Tesco ISA).

See http://www.sainsburysbank.co.uk/savings/sav_cashisa_cisa_skip.shtml?source=NETSAVZONECASHI00001

Worth a look?

ernie-money

Maybe I'm not looking properly, but I can't see if the Newcastle Home Saver ISA is just for a 12 month term, or if you can leave your funds in there and carry on saving at the same (variable) rate after the first year?

hgt

ernie-money wrote: »

Maybe I'm not looking properly, but I can't see if the Newcastle Home Saver ISA is just for a 12 month term, or if you can leave your funds in there and carry on saving at the same (variable) rate after the first year?

The Newcastle Big Home Saver ISA has no end date - which is great because as long as you pay something in each moth, you keep getting the rate. I've had an account for about 2 and half years now, and still get the rate :-) It's good because you can build up quite an amount over time and get the good rate on the entire balance.

Obviously the rate is variable, so there is nothing to stop Newcastle BS from reducing the rate etc.

Kazza242

Following on from last weekend's update, I have done another update today to the first post of this thread.

The next update will be next weekend.

Trying_to_be_good

Hi Kazza - just looked and Coventry Building Society's 4-yr fix is now on issue 24, with the rate dropped to 2.4%:

http://www.coventrybuildingsociety.co.uk/savings-accounts/cash-isa.aspx

missile

Kazza242 wrote: »

... I have done another update today to the first post of this thread..

Very poor rates on offer :-(

ernie-money

missile wrote: »

Very poor rates on offer :-(

Nevertheless we are all very grateful for Kazza's amazing work! :T

lucky77

Hi Kazza, the Barclays 2 year Flexible Cash Isa is now Issue 5 and the rate has dropped to 1.81%. Thanks for keeping the lists updated.

lucky77

Just clicked on the AA 2 year Isa and sadly thats dropped too - now paying 1.75%.

scoot65

Didn't this very useful thread used to be a sticky? It needs to be…..