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Cash ISAs: The Best Currently Available List

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Comments

  • Uxendon wrote: »
    Yorkshire Building Society has just launched a 1 year fixed rate isa at 2%.

    This can be opened with £100 and transfers in are allowed.

    I can't see this on their website. Does that mean its been withdrawn?
  • Consumerist
    Consumerist Posts: 6,311 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can't see this on their website. Does that mean its been withdrawn?
    Looks like it. It seems you've got to be quick to get a decent rate these days.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • Uxendon
    Uxendon Posts: 875 Forumite
    Ninth Anniversary 500 Posts
    Looks like it. It seems you've got to be quick to get a decent rate these days.

    Whilst it looks like the 1 year fixed rate Isa has been withdrawn, Yorkshire Building Society are now offering a 3 year fixed rate Isa paying 2.5% to 30.09.17, with a minimum deposit of only £100.

    Transfers in are allowed.

    However, early closure is only permitted subject to equivalent to 180 days' loss of interest.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Think the 1 year 2% vanished around 27/08 - nothing at all on the YBS site, financial press etc, just there it was, gone...
  • ScoobyZ
    ScoobyZ Posts: 489 Forumite
    Part of the Furniture 100 Posts Photogenic
    Yorkshire Bank 40 day notice 2% for amounts over 24k:

    Details here:
    https://forums.moneysavingexpert.com/discussion/5046554
  • Uxendon
    Uxendon Posts: 875 Forumite
    Ninth Anniversary 500 Posts
    2 Year Fixed Rate Options Isa Issue 106 available at 2.00%.

    Matures on 20th October 2016 with a minimum deposit and balance of £500.

    Transfers in are allowed.

    Closure and transfers out available with 120 days' loss of interest.
  • Space_Captain
    Space_Captain Posts: 177 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    edited 13 September 2014 at 7:36PM
    kar999 wrote: »
    It's no where near high enough for me personally IMHO for that length of time given the potential for future rate rises.

    I'm just transferring my Newcastle Building Society ISA which has matured from a 5% 5 year fix (those were the days!) to 0.5%. I'm parking it into the YBS 2% 1 year fix mentioned above as that seems a good rate over a short period of time.

    I'm not putting any new money into that though this year but putting more into in my S&S ISA (after maxing out Santander/Lloyds Current A/cs.)

    I agree. I wouldn't go for a 5 year fix at that rate.

    I'm not sure what to do now my Santander 4% fixed rate is up. I believe it is now getting 1.5% on the ISA Saver but I would like to fix it for a year at 2%
  • Fella
    Fella Posts: 7,921 Forumite
    1,000 Posts Combo Breaker
    Uxendon wrote: »
    2 Year Fixed Rate Options Isa Issue 106 available at 2.00%.

    Matures on 20th October 2016 with a minimum deposit and balance of £500.

    Transfers in are allowed.

    Closure and transfers out available with 120 days' loss of interest.

    Has this been withdrawn?
  • Uxendon
    Uxendon Posts: 875 Forumite
    Ninth Anniversary 500 Posts
    Fella wrote: »
    Has this been withdrawn?

    Cannot see this product on their website any more, so it looks like it has been withdrawn quickly.

    Thanks
  • Uxendon
    Uxendon Posts: 875 Forumite
    Ninth Anniversary 500 Posts
    Post Office Fixed Rate Cash ISA Issue 13 now available for 1, 2 or 3 years.

    Minimum deposit is £500.

    Rates are:

    1.70% for 1 year
    1.95% for 2 years
    2.10% for 3 years

    Transfers in are allowed but no further deposits after the account has been opened.

    The only way to access funds before maturity is to close the ISAs and lose 90 days’ interest on the one-year ISA and 180 days’ interest on the two and three-year ISAs.

    Transfers out are penalty free.

    http://www.postoffice.co.uk/savings-accounts/fixed-rate-cash-isa
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