Cash ISAs: The Best Currently Available List

DragonQ

I've opened a Nationwide 2.33% regular saver ISA. After saturating Santander, Club Lloyds, TSB, and Tesco current accounts I realised I had a bit left (and would have more later in the year) so might as well use that as an "overflow".

It allows £1250 per month but then you can max out your annual allowance in March 2015 if you want to, which'll be useful if there's any decent cash ISAs around that time that allow transfers in.

veryintrigued

DragonQ wrote: »

I've opened a Nationwide 2.33% regular saver ISA. After saturating Santander, Club Lloyds, TSB, and Tesco current accounts I realised I had a bit left (and would have more later in the year) so might as well use that as an "overflow".

It allows £1250 per month but then you can max out your annual allowance in March 2015 if you want to, which'll be useful if there's any decent cash ISAs around that time that allow transfers in.

Likewise we have two Nottingham 4% Regular Saver ISAs opened in April here. This thread also made us aware of the Saffon 4% RS.

Great ISAs for us and highlighted by this fantastic thread.

Cheers Kazza

Consumerist

le_loup wrote: »

I was not specifically referring to anyone and certainly not criticising.
All I was trying to say is that, just as Cash ISAs should not always be the first choice, they are perfect for many people and have recently become better.

As an observation, I have noticed that some posts ignore valid questions about ISAs and simply suggest high-interest current accounts as the only option worth considering.

Whilst accepting that some current accounts are certainly worth considering in the present savings climate, it doesn't help people to understand the ISA rules if their questions appear to be dismissed as irrelevant.

Archi_Bald

Consumerist wrote: »

As an observation, I have noticed that some posts ignore valid questions about ISAs and simply suggest high-interest current accounts as the only option worth considering.

Whilst accepting that some current accounts are certainly worth considering in the present savings climate, it doesn't help people to understand the ISA rules if their questions appear to be dismissed as irrelevant.

If that is the case, surely there is nothing to stop you to answer those unanswered questions?

Consumerist

Archi_Bald wrote: »

If that is the case, surely there is nothing to stop you to answer those unanswered questions?

No there isn't.

And I do.

DragonQ

Never had an account with a building society. Doesn't seem to be any near me that offer good savings rates and the two I applied for online I never heard back from.

Consumerist

DragonQ wrote: »

Never had an account with a building society. Doesn't seem to be any near me that offer good savings rates and the two I applied for online I never heard back from.

Seems odd that you didn't hear anything at all. Did you get any on-screen acknowledgement of your application? Could be that you have a problem with your browser.

apt

The Barclays two year flexible ISA issue 4 should probably be included. Although the rate is slightly lower at 2.02% , the ability to make further deposits up to April 2015 and 3 penalty free withdrawals of up to 10% might make it a more attractive option than the two year 2.05% fixes. http://www.barclays.co.uk/Savings/ISAs/2YearFlexibleCashISAIssue4/P1242663711586

cifpower

I have come across this NISA which is available to people who live and/or work in Leicester, Leicestershire or Rutland

http://www.clockwise.coop/Savings/Cash-ISA

A New Cash ISA enables you to save and invest tax free. The Clockwise New Cash ISA gives you:

An attractive 1.75% plus 0.5% bonus** for up to 12 months
Instant access to your savings
Bonus rate guaranteed period from 1 October 2013 to 30 September 2014
Transfers in permitted ***
*Only available to new Clockwise members or existing members who have not made any deposits between 6 April 2013 and 30 September 2013 to an existing Clockwise Cash ISA
**Additional 0.5% AER bonus paid on balances over £5,000. After fixed rate period the AER returns back to the base rate of 1.75%.

Consumerist

cifpower wrote: »

I have come across this NISA which is available to people who live and/or work in Leicester, Leicestershire or Rutland
http://www.clockwise.coop/Savings/Cash-ISA

It's good to see more credit unions such as Clockwise attracting savers' cash.