Cash ISAs: The Best Currently Available List

saintalan

The_Enforcer wrote: »

Form returned in post today with a pre-paid envelope and a note to say if I send a cheque as an initial deposit with the form they will open the account and I can set up a standing order thereafter.

Here's hoping then as I sent a cheque with my application.:)

innovate

Here are a few Credit Union ISA offerings, and one for the Police. They are generally strictly for members (fee-paying, usually) but perhaps some of you are lucky enough.

This list isn't comprehensive, and there must be others still. Find your nearest credit Union: http://findyourcreditunion.co.uk/home



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London Mutual Credit Union (LMCU) - aka Southwark Credit Union

3% AER variable but looks it's guaranteed until 5th April 2014
Transfers in seem to be allowed
http://creditunion.co.uk/ISA.htm


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North London Community Finance

We currently offer two types of Cash ISA account:

A twelve month fixed rate Cash ISA is currently paying 4% for a minimum deposit of £2,000, or 3% below that; and

A ninety-day notice rolling account which can be added to as the year progresses, offering a return of 2.5% per annum.

http://www.northlondoncommunityfinance.org/index.php/34/isa-accounts/


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No 1 Copperpot
Police only
3% AER variable? new money only
http://www.no1copperpot.com/Savings/ISA



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Coop Credit Union
2.25% AER variable
http://www.co-operativecreditunion.coop/blog/news/2013/the-co-operative-credit-union-cash-isa/


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Gateway Credit Union
2.15% AER fixed until 5/4/2014
http://gatewaycu.co.uk/GatewayCashISA

Careful_ly

I am an existing Nottingham customer (although not local )

I posted an application form for the starter ISA 3, to a branch, with a cheque on Monday 8th and the passbook arrived Wednesday 10th.:)

saintalan

saintalan wrote: »

Here's hoping then as I sent a cheque with my application.:)

Received my Nottingham BS Savings Passbook today (4% Regular Saver ISA) credited with the first payment.

So for 3 of us (that I can remember) the postal app this year appears to have worked.

As i said earlier it does not actually state it is In Branch only, it alludes to that but just download the application and tick the box that says you don't need advice and have made your own mind up, enclose cheque and you're good to go.

Cheers

Alan

dhs87

innovate wrote: »

North London Community Finance


http://www.northlondoncommunityfinance.org/index.php/34/isa-accounts/

Quoting their website:

"Are these offers permanent?

No, the offer of 4% is subject to change due to demand. We are anticipating a very high demand and as such cannot guarantee the rate will still be offered for new customers after the 1st of May 2013."

Was advised that with the fixed-term ISA account, you do not need to pay £5 in to a normal account for membership purposes. If that actually matters to anyone or not?

foreversummer

The_Enforcer wrote: »

Form returned in post today with a pre-paid envelope and a note to say if I send a cheque as an initial deposit with the form they will open the account and I can set up a standing order thereafter.

Where are you guys getting your application form from to send with the cheque?

Foreversummer

BulletCraig

What's the general feeling about the current accounts being offered that accept transfers in? Are any better deals likely to appear soon or is this the best we can expect? The options are really, really poor at the moment.

As it stands I think I'm going to stick my money in a 1-year fixed Aldermore ISA (2.25%) purely because I already have an ISA with them and it'll save the hassle of transferring. Ideally I'd rather have an easy access account but the options are so limited it's really not worth my while for an extra 0.05%

saintalan

foreversummer wrote: »

Where are you guys getting your application form from to send with the cheque?

Foreversummer

http://www.nandp.co.uk/PDFs/savings/cash-isa-application-form

Alan

EDIT Whoops sorry I have both!

http://www.thenottingham.com/uploadedFiles/Download_Library/cash-isa-application-form.pdf

foreversummer

Hi

Sorry I did not make myself very clear. Its's not N&P I'm after its the Nottingham BS Regular Saver ISA that I want to open at 4%.

Foreversummer

The_Enforcer

http://www.thenottingham.com/uploadedFiles/Download_Library/cash-isa-application-form.pdf