Cash ISAs: The Best Currently Available List

Stompa

SnowMan wrote: »

Found this on emoneyfacts.

The account has indeed it appears been there since mid September :rotfl:

Ah thanks. In that case I'm amazed it's stayed under the radar for so long!

Kazza242

Stompa wrote: »

I'd wondered about that date. I first stumbled across the account on Friday, I can't believe it's been sitting there unnoticed since September!

It's been on the ISA list on the first page for quite a long time though.

Stompa

Kazza242 wrote: »

It's been on the ISA list on the first page for quite a long time though.

Fair enough, in which case I would have expected someone to quickly spot the potential and start up a thread about it.

apt

I was told in the branch that the current issues of the Yorkshire Bank fixed rate ISAs are being withdrawn at the end of today.

Stompa

Cambridge Building Society are now offering some fixed rate/term ISAs which allow withdrawals prior to maturity by giving either 90/120/180* days' notice, or immediately with an 90/120/180* days' interest penalty. The rates aren't particularly spectacular though.

*Depends on term chosen.

http://www.cambridgebs.co.uk/savings/cash-isas/

Kazza242

Barclays have launched an ISA called Loyalty Reward, paying 3.05%.

Details here.

The rate includes a 1.00% bonus for 12 months. It is available to customers with either a Barclays current account or £500+ saved with Barclays.

It is guaranteed to track at 2.51% above the BOE base rate for 12 months and then continue to track at 1.51% above the base rate until March 2014.

Transfers in are not allowed.

Kazza242

Lloyds TSB have launched a new two year fixed rate ISA, paying 3.70% on balances of £10,000+. It has also been added to the list on the first page.

MoneySaverLog

Halifax usually beat Lloyds TSB with their interest rates on ISA's, could we see a move from Halifax on this shortly? Currently Halifax are at 3.5% on 2 year fix.

Surprisingly Lloyds are also saying that they will accept additional deposits on the fixed rate account throughout the term to make use of allowances, so presumably I'd be able to add a further £5,640 in the new tax year to the account and whatever it will be in 2013/14.

apt

Unfortunately, the bank employee that told me the 4.4% Yorkshire Bank/Clydesdale Bank ISAs were being withdrawn was correct. New products:

Issue 15 guaranteed interest rate of 3.60% Tax-free/AER until 30th May 2014.
Issue 16 guaranteed interest rate of 4.25% Tax-free/AER until 31st May 2017.

MoneySaverLog

Yes, taking Lloyds up on this offer, confirmed on the phone that I can pay in more money at anytime over the next 2 years at the same fixed rate of 3.7% when I reach the £10k.

Until then I'll get 3.4% on my transfer across of £5,340 plus whatever interest the AA payout.