Cash ISAs: The Best Currently Available List

Kazza242

tiptoe_mouse wrote: »

On the Nationwide website it says:


Would you consider adding this information to the first page, Kazza?

Thanks,

tiptoe

Hello tiptoe,

Thanks, I've added the additional info to the Nationwide Online ISA.

This is still a pretty good ISA. Its like some regular savers where you have to open another account at the same time. To get a rate of 3.10% on an easy access ISA is a good rate in the current ISAs market.

tiptoe_mouse

Kazza242 wrote: »

Hello tiptoe,

Thanks, I've added the additional info to the Nationwide Online ISA.

This is still a pretty good ISA. Its like some regular savers where you have to open another account at the same time. To get a rate of 3.10% on an easy access ISA is a good rate in the current ISAs market.

I agree - definitely worth going for. I only hope they haven't "underestimated the level of demand", as so often happens with really good offers, causing long delays! Although, under the terms of their saving promise you wouldn't miss out on any interest, and indeed would still be earning interest on your old account. So delays could be seen as beneficial!

Edit:
Actually, it seems from their website that you can only initiate your transfer once you have received your welcome pack - ie once the ISA account is open. Hmmm. Think I'll get my skates on and try to beat the rush!

tiptoe

boobbby

As I had taken out my Nationwide ISA account giving 3.1% nearly one year ago I had just updated it to issue 2 which is up until Jan 2013 . The following day they come out with issue 3 which is valid until September 2013. I did have to take out a flex account before I could open the ISA in the first place as it is needed transfer money in and out. The flex account is not needed to update from one issue to another which only takes a few days and can all be done on line. Once the new tax year starts it is easy to add the new allowance to the ISA via the flex account into which can pay from any other bank account or in their branch office.

10_66

According to emoneyfacts.co.uk Nottingham BS have a new 2 year fixed rate ISA (to 31 March 2014) @ 3.65% wef from today (20 Feb). Min investment £500. transfers in accepted, transfers out on 180 days loss of interest.



...

CharlieBilly

Cant pay any new money in the Nottingham once the money is transferred

We advise you to pay in as much as you can of your 2011/2012 allowance when you open your account, as you won’t be able to add to your account once it’s been withdrawn. If you don’t fund your account with your full £5,340 allowance for 2011/2012, you’ll limit the amount you can hold in a cash ISA in the 2011/2012 tax year.

10_66

CharlieBilly wrote: »

Cant pay any new money in the Nottingham once the money is transferred...

But this is quite usual for fixed term accounts.

CharlieBilly

Yes you are right I was just saying

10_66 wrote: »

But this is quite usual for fixed term accounts.

tyrion_2

New to ISAs so pardon if an oft-repeated question:

Do better rates tend to be offered near the end of the financial year in order to scoop up savers looking to use their allowances?

dancingfairy

The Skipton regular Saver Isa doesn't have a minimum monthly amount nor do you have to make 12 payments either so can be used as a 'normal' isa in terms of paying money in. I don't think you can make withdrawls though.
df

Stompa

Optimist wrote: »

Mmm am I right in thinking that if I give 99 days notice before the year is up then I could get 3.70% for a 12 month term ? Have I missed something ?

I hope not! It looks like a good deal to me so I've sent off my transfer form. I'm a bit puzzled though as to why it has not attracted more attention.